Service Profile: CareCredit

Service Profile: CareCredit 

A powerful patient financing partner for dental practices


CareCredit has become a trusted resource in dentistry, offering a convenient and flexible way for patients to finance out-of-pocket dental expenses. Widely accepted across dental practices nationwide, it plays a vital role in helping patients access care while supporting practice growth and efficiency.

Patients can apply for the health and wellness credit card, which is issued by Synchrony Bank, in-office, online, or via mobile, and receive instant approval based on a soft credit check. Once approved, they can use it for ongoing dental needs, as well as for other health care expenses like vision and veterinary care.

Flexible financing options
One of the program’s biggest strengths is its promotional financing. Patients can choose 0% interest plans if paid in full within six, 12, 18, or 24 months. For larger treatment plans, extended payment plans of up to 60 months with competitive interest rates are also available. These options make it easier for patients to move forward with care they might otherwise delay.

Boosting case acceptance and practice cash flow

From a business perspective, Care- Credit helps dental practices increase treatment acceptance—especially for elective, cosmetic or larger restorative cases—by giving patients a manageable way to pay over time. Payments are deposited directly to the practice, usually within two business days, with no collection risk. This can lead to higher production and better patient outcomes.

The platform integrates with major practice management systems like Dentrix, Eaglesoft, Open Dental, and Easy Dental, streamlining workflow and reducing administrative time. Its robust support system includes staff training, marketing materials, and dedicated account management to help teams confidently present financing options. Patients are educated on the terms of their financing and practices are trained to present responsibly.

Trusted by the profession
Endorsed by the American Dental Association since 2001, CareCredit has earned credibility within the profession. Cardholders frequently recommend the program to friends and family. Digital conveniences such as mobile card access, a provider locator, and a 24/7 account portal make it easy for patients and practices alike. While new financing solutions continue to emerge, this program remains the most widely recognized and deeply integrated option in dental patient financing. Many offices choose to offer multiple platforms to serve patients with different credit profiles, but CareCredit continues to lead in both adoption and trust.

Conclusion

CareCredit remains a powerful tool in modern dentistry, helping practices grow and patients receive the care they need without financial stress. When used thoughtfully, it strengthens patient relationships, increases treatment acceptance and promotes financial stability within the dental office. It is a win-win for providers and the communities they serve.


This content is sponsored by CareCredit.
For more information, visit carecredit.com.


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