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Views: 324637 | Replies: 34370
% in marvel from politicians stock buys Trump could bang their wives and they'd find a way to justify it. Actually on second thought, they'd definitely let him Yep, I offer Health insurance, paid holidays, PTO, and retirement plan, thats my limit. You dont offer health insurance? i offer 50% insurance 0
May 28, 2026
Personal Finance
Message Board
Views: 651 | Replies: 29
have their finances including wills, trusts, insurances in good order among other things people do dad things contemplating divorce like hiding assets KNOW where all your investments are and safe from your spouse Thats it Mark! No more marriages for you! Your cut off chief. I give my wife 2/3rds of my
May 21, 2026
Personal Finance
Message Board
Views: 324637 | Replies: 34370
insurance verification service. We were having ongoing issues with improper data being put in our software. Anyway, we get a call from an employee, saying she is starting her own business as this business has gone to AI (she was let go and was soliciting our business for her new company). But ever
April 30, 2026
Personal Finance
Message Board
Views: 324637 | Replies: 34370
% in taxes like they always have (now even lower since the BBB tax bill passed)....gas is maybe $100 more a month for the last 2 months, thankfully it's still lower than it was in 2022, and health insurance...well, yeah, Obamacare screwed us all so I feel their pain. Edit: Why the hell does DT have different
May 13, 2026
Personal Finance
Message Board
Views: 324637 | Replies: 34370
it was campaigned against during the last election). It was wildly unpopular and now it's gone. Democracy worked. Marshall Correct. Lots of loopholes as well including income sharing with spouse and kids within a corp. Private insurances that function like a pension and pay out tax free. Don't get
April 23, 2026
Personal Finance
Message Board
Views: 1941 | Replies: 90
divorce, lie like a bastard in deposition, and cancel her auto insurance should be told to the kids one day. If my daughter does not I will on my death bed Kenny you should take a breath and realize how distorted things have become for you, that your deathbed aspiration is to do something
April 22, 2026
Personal Finance
Message Board
Views: 1145 | Replies: 44
and it was a different insurance company. If anyone knows where we can find the rates of denial of claims, I would be interested in reading it as it would factor into my decision-making. As it stands now, I simply look at the #'s and it's not even close. To the original post, I paid $23/ month for each thousand
June 02, 2021
Personal Finance
Message Board
Views: 297 | Replies: 9
I received a Economic Injury Not Substantiated denial letter from the SBA for my 2 offices.The application itself was the 4-page streamlined application that came with $1k advance per employee, which I did receive for both offices.All my colleagues with offices got approved for $150k EIDL each
July 22, 2020
Personal Finance
Message Board
Views: 324637 | Replies: 34370
young grads hard to get into ownership on DT, the old docs like Bob K and others always pushed us to get OON as the insurance companies lowered fees, on the other thread BobK talks about he wrote an opinion piece in the CDA advocating for the specialist to get OON as well, as a way
April 14, 2026
Personal Finance
Message Board
Views: 1941 | Replies: 90
How does my daughter get back at her ex who cancelled her auto insurance during divorce w/o telling her and as well hacked in to her brokerage account? They are divorced recently Thru the courts, what does the divorce decree say about the insurance? How can he hack into her accounts? Didn't she
April 15, 2026
Personal Finance
Message Board
Views: 316 | Replies: 42
in dealing with the patient's warranty claims, approval, denial, etc? Just sounds like there are so many other investment vehicles for us to grow wealth that don't potentially add a massive headache with dealing with patient treatment and approving or denying a claim. We form a micro captive insurance
December 15, 2023
Personal Finance
Message Board
Views: 324637 | Replies: 34370
know vs what I do know. I don't mind working in rural areas at all. Kind of prefer it. I just want to make sure that the town is able to support a dental office. Ideally a FFS because I don't like working with people that I know are trying to screw me over (insurance companies) LOL But stick
April 15, 2026
Personal Finance
Message Board
Views: 324637 | Replies: 34370
can at least have some fun with my robinhood acct FFS you don't take insurance. OON you take insurance but not in-network fee. I am OON with exception of Delta Premier. I charge my fee and patients will pay the difference but we file insurance of patients. FFS-patients file themselves. For all
April 16, 2026
Personal Finance
Message Board
Views: 324637 | Replies: 34370
or cover? In denial. The midterms have already been spoken for. Unless the democrats get cocky and say stupid stuff again... but Trump keeps making the midterms easier for them to win. LOL W. You are making predictions again. How has that going? DOUBLE DOWN Make it big FMC!!! The other side always win
February 18, 2026
Personal Finance
Message Board
Views: 872 | Replies: 20
in the store. Like a pharmacy. Those are pretty much my insurance fees in S. IL. What state are you in OP? GA The difference is we are short truck drivers, not dentists. Last I heard there were 3 or 4 dental schools being built or in the works. Heck the construction workers making the dental schools
February 08, 2023
Personal Finance
Message Board
Views: 34078 | Replies: 2116
when getting on Medicare. Advantage plans have serious drawbacks vs the G and N Gap plans. The G and N plans have monthly premiums and you have to purchase a separate drug plan but there are no networks and generally no denial like the advantage plans and I think the yearly max out of pocket is like
November 07, 2025
Personal Finance
Message Board
Views: 2993 | Replies: 59
to retire. Soft Teeth, you forget one small detail. Getting the insurance company to PAY! It's not that easy. Just like dental claim denials, they also will require a ton of paperwork before they even think about paying you. They will send you to specialist that may be favored towards them that will say
March 20, 2015
Personal Finance
Message Board
Views: 34078 | Replies: 2116
isn't the only thing that matters in life and cities are where it is better to make connections, meet your spouse, grow as an individual, etc. Especially if you are a young single person nice! Being a dentist is California, you will be paid less by insurance face more competition, staff wages thru
October 23, 2025
Personal Finance
Message Board
Views: 1406 | Replies: 45
) So now you are at 12,500/month, less 3k savings, 9.5k to live on. When I graduated with 200kish student loans, my payment was around 2k a month....so 7.5k after that (realistically new grads are probably paying double that in student loans). Then health insurance is about 1500 a month, plus medical
April 02, 2026
Personal Finance
Message Board
Views: 372 | Replies: 19
Are there easy part time jobs out there with health insurance coverage? My current self-pay premium is $3300/month for us fully retired 55yo couple. I heard Starbucks is only12hrs but haven't verified. Are you a dentist? If you're only 55 and having a difficult time supporting yourself then maybe
December 18, 2025
Personal Finance
Message Board
Views: 137 | Replies: 2
I am in need of life insurance. But, due to a few medical issues, I am limited on who will accept me as it is rather large amount I'm getting. I'm looking at term policy, but one company (that is more lenient on underwriting) brought up the idea of convertible insurance. for an additional $1350
August 01, 2024
Personal Finance
Message Board
Views: 324637 | Replies: 34370
hours.Insurance stocks are down and they will probably not pay most claims from the hurricane related damages. What will it take for Floridians to live a normal life?. yesterday the forecast was that it would only get up to cat 3. half the country needs to get rid of denial and accept the reality of climate
October 07, 2024
Personal Finance
Message Board
Views: 223 | Replies: 7
economically free. Imo..only get minimal term type ins one needs and drop it as soon as possible. Don't use ins for any other reason. Full Disclosure: As a Financial Adviser, I help people with life and disability insurance. I believe that your agent is talking about an Accelerated Terminal Illness Rider
September 24, 2025
Personal Finance
Message Board
Views: 2115 | Replies: 63
for some schools. What's going on? First! A lot of factors- a shift from predominantly fee for service to insurance driven practices, stagnant/declining insurance reimbursements, proliferation of DSO's, increase in foreign graduates, increase in over head costs to run a practice- they have all
February 23, 2026
Personal Finance
Message Board
Views: 514 | Replies: 1
Every year my insurance agents wants me to increase my disability and or go to a level premium. I currently have $10,000 worth of coverage with cost of living adjustments and own occupation clauses. I am easily 1/4 to 1/3 of the way towards my retirement goal and $10,000 a month covers my living
July 17, 2017
Personal Finance
Message Board
Views: 107 | Replies: 1
I am very happy with my highly-rated Amica auto insurance and they have served me well. A great long time patient, who now owns an Allstate insurance agency, offered to switch my auto insurance to Allstate when it renew next month. I don't want Allstate even though it's cheaper cause it's
October 03, 2014
Personal Finance
Message Board
Views: 311 | Replies: 1
At what point in your career is it time to forfeit disability insurance? I am semi-retired at 57 and only working 1 day a week. Do I really need to maintain my disability insurance? What's the plan if you're disabled tomorrow? Would you need additional income between now and age 67? If so, you need disability insurance. If not, you don't. That simple. I anticipate cancelling mine in my early 50s.
August 04, 2014
Personal Finance
Message Board
Views: 324637 | Replies: 34370
on the tennis channel. Sinner is about to start his match.... Dr W...have you not learned yet...is he duping you again....you thought he wouldn't attack Iran and you were wildly wrong and in denial about it even though all his moves pointed otherwise....move military assets into the area evacuating Americans
March 21, 2026
Personal Finance
Message Board
Views: 34 | Replies: 0
what is your opinion on critical illness insurance with full return of premiums after 15 years. My insurance broker says that I can save a ton on taxes with this option through the corporation. Its essentially 500k payout if I get a list of serious diseases and is gonna cost 818 dollars per month and after 15 years I can have the money back tax free. Is there any benefit to this or should I avoid?
September 21, 2023
Personal Finance
Message Board
Views: 324637 | Replies: 34370
and say 'what's the source?'.... they just don't believe anything without seeing receipts... they're in denial about most things. They made America too expensive and then complain 'why would anyone want to leave?'. Typical. Anyways, generational hostility is real. COOL!! This is equivalent to call
November 16, 2025
Personal Finance
Message Board
Views: 324637 | Replies: 34370
on for weeks which itself is illegal and compromised public safety by blocking access of traffic and emergency services. Did those truckers have due process or the Canadian government just froze their bank accounts? In the US, due process prevents denial of justice and laws that protects one's representation
February 12, 2025
Personal Finance
Message Board
Views: 97 | Replies: 8
of you doing full tort? All thses options cost more. I think the answer is obvious. Cut rate auto insurance is cheaper...for a reason. So Geico is a cut rate ins company? The rate quote I did on line was quite a bit less. I have always been under the impression GEICO, was the Government Employees
June 16, 2022
Personal Finance
Message Board
Views: 403 | Replies: 13
of Alabamas families and Medicaid population with the idea that everyone deserves the same quality care no matter the payment plan or insurance type. Founded in 2004 in Anniston, Ala., Sarrell Dental has grown to include twelve practices located throughout the state and since 2006, Sarrell Dental also
February 16, 2021
Personal Finance
Message Board
Views: 190855 | Replies: 14558
. Hope I'm wrong, we will see. i'm going to pay close attention to market reaction of this denial. bitcoin bull markets typically shrug off bad news. so if theres no dump nov. 14th after this rejection, buckle up. The spot ETF will be great. It's imminent. This year or next, no rush really
November 11, 2021
Personal Finance
Message Board
Views: 383 | Replies: 3
I have my disability insurance through the ADA (Great-West). I'm currently paying for a Cost of Living Adjustment (COLA) benefit and a Residual Disability Income Benefit Plus. Are these necessary or should I drop them? Good question and I'd say they are both important features of a disability
April 18, 2019
Personal Finance
Message Board
Views: 565 | Replies: 41
So one of my friends (close but not super close) meets me on vacation for an overlapped day. He is a financial advisor and planner. He tells me he uses something for himself called principle financed life insurance. Anyone know about this? Now when we were talking about this, we were bottles
June 13, 2018
Personal Finance
Message Board
Views: 324637 | Replies: 34370
to the Persian Gulf can be seen turning around or anchoring near the approaches to the Strait of Hormuz waiting for a safe opportunity to enter or exit the Gulf,' Mr Douglas said. He said the reduction in traffic would also cause freight costs and war-risk insurance premiums to surge, as well
March 05, 2026
Personal Finance
Message Board
Views: 1732 | Replies: 134
the bigger criminal... the drug user or the drug dealer? Who was the bigger criminal...the tobacco companies or the kids the ads targeted...or the adults who didn't know better....? I believe if schools showed some things such as how insurance works.....the lack of pricing power and stagnant wages....I'd
February 19, 2026
Personal Finance
Message Board
Views: 210 | Replies: 4
OK, So... I got talked into cyber liability insurance via my malpractice carrier. It is not a huge nut, but expensive over the long haul. 480/yr for cyber inusurance? Anyone else part of this scam? Can I drop it now that I have it? Wouldn't the safeguards of Eaglesoft negate this? what kind
July 27, 2017
Personal Finance
Message Board
Views: 2875 | Replies: 130
I am trying to get my financial act together and really buckle down on savings for retirement. After meeting with a financial advisor from Mass Mutual, they are recommending I put a portion of my retirement savings in a whole life insurance plan. My only prior knowledge with whole life
June 25, 2017
Personal Finance
Message Board
Views: 396 | Replies: 24
I gettons of junk email, recently I notice life insurance for children in my e mail, just wondering why parents need to buy life insurance on their children? Some said it has cash value . Any one has experience with these kind of product? Please enlighten me. Believe it or not, kids do die
January 23, 2017
Personal Finance
Message Board
Views: 402 | Replies: 1
Graduated last May and have my disability through Guardian and just got a 30 year term life insurance for 3 million through Banner.I spent a lot of time researching those decisions on here and WCI and feel pretty good about them. Here is where my question comes in? I just got another letter
February 26, 2016
Personal Finance
Message Board
Views: 390 | Replies: 14
I was in the military for 4 years and recently got into private practice as an associate. I have been shopping around for Health Insurance and it seems with Obamacare there aren't any options under $900 a month. What plans are you on? Is there any affordable insurance out there? Thanks Welcome
December 30, 2014
Personal Finance
Message Board
Views: 184 | Replies: 2
Got a letter today from my bank that a Cigna payment check bounced, so I am charged a fee of $10. How do I claim that $10 back on top of the original check amount? Really wow..I suppose it doesnt surprise me. It is illegal to bounce a check. Should the proper authorities be notified?
December 16, 2014
Personal Finance
Message Board
Views: 158 | Replies: 3
My current medical insurance plan (COBRA from my previous job) is terminating Nov 30th so I needed a new plan. My Broker found a plan which he thinks is best for me; HSA plan with a higher deductible. We set it up as a group plan through the practice. Right now since I fired my assistant and my OM
November 18, 2014
Personal Finance
Message Board
Views: 227 | Replies: 2
umbrella liability. Very cheap, at least in my geographic area. Either amount. Whichever makes you feel comfortable with the cost. The key is to have the umbrella. The lawyers for the insurance company are going to work just as hard as they would if you had $1 million.
October 28, 2014
Personal Finance
Message Board
Views: 233 | Replies: 3
I'm looking for some wise thoughts on which insurance to purchase. My broker who I purchased disability insurance through, and later life insurance for bank loan purposes,they are asking me to buy:1 - because my disability insur maxed out - they've suggested a $1m critical life insurance
August 04, 2014
Personal Finance
Message Board
Views: 988 | Replies: 6
I am a recent graduate. I have Medpro as professional liability insurance. It seems the premium is way high. which professional liability insurance is good ? Is medpro a good choice with high... How much is your annual premium? Claims made or occurrence policy? State of...I have mine with Fortress
June 18, 2014
Personal Finance
Message Board
Views: 79 | Replies: 0
I'm looking for some wise thoughts on which insurance to purchase. My broker who I purchased disability insurance through, and later life insurance for bank loan purposes,they are asking me to buy:1 - because my disability insur maxed out - they've suggested a $1m critical life insurance
June 08, 2014
Personal Finance
Message Board
Views: 1262 | Replies: 25
Looked on existing threads. When is it best time to cancel disability insurance? When is it no longer needed? When you feel safe and certain that without that disability money you can support yourself and family in case something happens to you.Because of my health history I pay a whopping $525
July 09, 2023
Personal Finance
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