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Searching: insurance denials
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Message Board
Views: 703 | Replies: 14
After over a decade with EDIC, and 20 years in practice, 1 claim that recently settled went beyond the risk threshold and received denial for renewal. Anyone experience this, have any pointers on signing up with a different carrier? Appreciate your help. I too was dropped after a payout. I am
October 08, 2020
Malpractice Insurance
Message Board
Views: 180 | Replies: 9
I am pretty sure that I know the answer, but I'd figure I'd ask. I got a letter from Fortress asking me if I want tail insurance of 1 million/3 million and to respond by 10/2026 for ~$2000 with unlimited and expires when limits are used up. I have claims made policy. I have a new policy from TDC
May 11, 2026
Malpractice Insurance
Message Board
Views: 32 | Replies: 1
I am wondering if many of you have cybersecurity insurance for a data breach or ransom attack? I've never purchased, however my general liability insurance provider is recommending. sounds like it's $2000 to $2500 a year? I don't know anyone who has been affected, however I know our office emails
December 07, 2025
Malpractice Insurance
Message Board
Views: 118 | Replies: 2
I sold my pediatric practice in September, and the transition is complete (I'm no longer going to the office). I'll keep my license active and I've considered doing some locum tenens work and possibly working with pedo residents in the future. Is liability insurance an "all or none" thing or do
December 20, 2025
Malpractice Insurance
Message Board
Views: 1073 | Replies: 16
Just curious what everyone is paying annually for their dental malpractice insurance, the amount of coverage, and the policy type (occurrence coverage or claims made). I will be purchasing some occurrence coverage soon and from a quick google search it seems the average policy cost is $2,000-$3,000
April 02, 2026
Malpractice Insurance
Message Board
Views: 111 | Replies: 3
, and the legal threshold was lower than in many states. That created a situation where one bad outcome could turn into a practice-ending event. Insurance premiums followed. When risk becomes unpredictable, professionals start scanning for safer environments. That part will sound familiar to any dentist
April 15, 2026
Malpractice Insurance
Message Board
Views: 221 | Replies: 2
So I moved counties and let my malpractice insurance as well as added procedures back in June. Paid my balance. This month Following that my mal insurance premium has another bill for over $700 and one rep said it was due to switching counties. I know Wayne county in Michigan is known
November 30, 2020
Malpractice Insurance
Message Board
Views: 128 | Replies: 2
Hey everyone, I got a part-time offer from an office that will pay for my malpractice insurance with the claims made policy, but Id have to buy a tail if/when I leave the office. I will have another two day position that I have to buy my own malpractice insurance. Im a resident finishing my GPR
June 04, 2024
Malpractice Insurance
Message Board
Views: 425 | Replies: 0
I'm transitioning from my current employer, who provides malpractice insurance, to another role.My former employer will pay for the tail for my prior policy.However, I've decided going forward I do not want any employer controlling my malpractice insurance.As I pursue new opportunities, am I able
August 21, 2019
Malpractice Insurance
Message Board
Views: 239 | Replies: 0
Hello Fellow Townies I had a question, i have been working as a GP for 5 yrs now with 2 separate corporates, both of whom offered malpractice insurance. I noticed on the second one the retroactive date was put to my start date with the corporate. Does everyone purchase a tail when they jump from one corporate to another or is there another way. Thank you in Advance
June 20, 2019
Malpractice Insurance
Message Board
Views: 394 | Replies: 0
Hi all, I am a GP relocating from Ohio to North Carolina. I am currently in negotiations with a big group in NC and they do not provide malpractice insurance. I have worked for a DSO since graduation and have been provided malpractice and I am just not sure if it's standard protocol for groups
March 12, 2019
Malpractice Insurance
Message Board
Views: 335 | Replies: 1
Hello! I had a question regarding malpractice insurance. I was wondering if anyone has used Mikel's insurance in the california and your experiences. I was also wondering if you could tell me if it is better to get claims only or occurrence? Thanks for your help! ...
November 21, 2016
Malpractice Insurance
Message Board
Views: 450 | Replies: 6
Anyone familiar with this insurance and any recommendations? I am currently looking to purchase this per recommendation of our financial advisor? I just bought it. 10,000 a month coverage. If you own a practice and have a practice/building loan I think it's essential. If you get injured and can't
September 12, 2014
Malpractice Insurance
Message Board
Views: 179 | Replies: 1
I am in Ontario,Canada and our malpractice Insurance was included in our registration fee. However, in the near future we will need private insurance.Can you tell me what is the cost of Dental Malpractice Insurance in your location?. Why?
November 12, 2023
Malpractice Insurance
Message Board
Views: 300 | Replies: 5
How does it generally work with malpractice insurance and retirement? Does one keep some kind of rider clause or something for a period after retiring? What's the general rule of thumb as to how that all works and what one should do with regard to malpractice insurance when one retires? Thanks K
December 10, 2022
Malpractice Insurance
Message Board
Views: 290 | Replies: 7
As new grad first year was very cheap for malpractice insurance. Its time to renew and now its close to 4k. Any leads on reducing cost of malpractice insurance or any other companies that can give lower rate? Id recommend checking out Medpro. 4k? Is that just professional liability or does
July 24, 2024
Malpractice Insurance
Message Board
Views: 230 | Replies: 5
I am looking for a job now and don't know when would be my next pay check, is there a way to freeze my malpractice insurance or inactivate? This my first time having my own malpractice insurance before that I was covered by the TORT act. Please advise ! It depends. Do you have a claims made
December 13, 2019
Malpractice Insurance
Message Board
Views: 755 | Replies: 11
Office I am at is thinking about switching to Fortress for malpractice insurance. Anyone have opinions of them? Thanks. I looked into them about 3 years ago. They ended up being 3x more than my current carrier Pharmacist...Wow I have Fortress, I need to make sure I am not...REALLY EXPENSIVE. I
October 23, 2018
Malpractice Insurance
Message Board
Views: 72 | Replies: 0
For those that have an associate do you add them to your malpractice ins? Also do you have them add you the owner and the practice to their malpractice ins? Thanks
July 18, 2018
Malpractice Insurance
Message Board
Views: 345 | Replies: 3
I'm looking for holes in my insurance coverage that would expose me to potential liability. does anyone know if the tdic insurance (or any other) covers sexual harassment lawsuits or hippa violations? ive heard of some pretty big fines and lawsuits that arose from those. thanks maxell Liability
July 15, 2017
Malpractice Insurance
Message Board
Views: 242 | Replies: 10
I'm moving to Oregon from the east coast. Can anyone suggest an agent/ company that I can get dental malpractice insurance from? Thank you. Pacific Underwriters they do WA and I think Oregon have been reasonably priced from what I have seen.A lot of Oregon docs use...Ricklin, what does ods stand
April 10, 2017
Malpractice Insurance
Message Board
Views: 300 | Replies: 4
on the premium, but that hasn't been the case for me. Dentists Advantage might be worth looking into if you're an AGD member....Those numbers seem a bit high make sure whatever policy you get gives you the ability to decide whether you want to settle a case and that its not in the hands of the insurance
May 12, 2016
Malpractice Insurance
Message Board
Views: 294 | Replies: 4
So I decided to make the transition from Corp to private. TDIC (The Dentist Insurance Company) representative advise me to purchase tailgate insurance since according to her, the company I am leaving will leave me out in the cold if claims made after I leave during the time I was employed
March 19, 2016
Malpractice Insurance
Message Board
Views: 616 | Replies: 5
Hi everyone, I'm currently in the process of moving home to California after practicing out of state for a few years, and since my current insurance company doesn't cover the state of CA, I was wondering if anyone has any suggestion on some good companies through which to procure a policy before I
December 14, 2015
Malpractice Insurance
Message Board
Views: 114 | Replies: 1
Hi, wanted to ask about your experience with malpractice insurance. I am finishing residency this month. I know new residents can get malpractice insurance for $50 the first year. Which one is better EDIC or medpro. What are the different benefits they offer? Some companies are bigger than others
June 30, 2023
Malpractice Insurance
Message Board
Views: 257 | Replies: 0
Any suggestions for malpractice insurance for recently trained AEGD dentist? What kind of coverage? Best company to go through? If I work at an office that provides malpractice insurance is it wise/necessary to still have my own? What kind of coverages is sufficient? Sorry Im a little unfamiliar with malpractice insurance..
June 27, 2022
Malpractice Insurance
Message Board
Views: 356 | Replies: 27
to commit insurance fraud, and all he found was another PC went down overnight.Anyway, without permission, he walked into an op with an RN in the chair. (Yeah I know)He went into every room multiple times, often with patients in them and moved the mouse to see if the PCs were working. Well, the RN
July 24, 2020
Malpractice Insurance
Message Board
Views: 241 | Replies: 4
Hi All, I'm a General Dentist practicing in San Jose, CA. However, I am planning to hopefully move to Austin, Texas sometime later in the year. I currently have TDIC for my malpractice insurance, which doesn't provide coverage in Texas. Does anyone have any recommendations for Malpractice
June 14, 2020
Malpractice Insurance
Message Board
Views: 213 | Replies: 1
too. I live in NC and any or all suggestions would be welcome. Contacted State farm and the agent said that they dont offer any start up practice insurance. I have my business set up in a new condo . Thanks in advance for the input ...
May 29, 2018
Malpractice Insurance
Message Board
Views: 757 | Replies: 7
Here in Washington I was going with NORDIC as they were pushed by the school as being for dentists. I finally got around to doing some price investigation and found a great option. Angie at Professional Solutions Insurance Company was amazing. Got a much better deal by talking to her. She was great
August 04, 2017
Malpractice Insurance
Message Board
Views: 25 | Replies: 0
and obviously many docs have other docs in their practice and I've never heard of this or had to do anything at any place I worked. My general business insurance guy is not the same as my malpractice carrier. What do other docs that have employee docs do to cover their corp from the other docs? This seems like it should be easier than it is.
July 17, 2017
Malpractice Insurance
Message Board
Views: 191 | Replies: 2
Hi there! I was wondering if anyone could tell me of a good reasonably priced carrier for Malpractice insurance in Northern California for Claims based with or without prior acts? Thank you! ...I have dentists advantage but don't know expense in relation to other malpractice carriers.
November 29, 2016
Malpractice Insurance
Message Board
Views: 257 | Replies: 2
Looking for a new malpractice insurance in california. sick of paying dues for ADA and CDA for TDIC. who does everyone non TDIC use? any advantages for CDA i am missing? besides them fighting off delta...which is huge. and i am hopeful. but i fear that delta may win out and my premiere practice is gone... so i guess 2 different questions... Dentist's...PPP by CNA
March 27, 2016
Malpractice Insurance
Message Board
Views: 104 | Replies: 2
Do any malpractice insurance carriers have separate policies or riders to attach to existing policies for coverage of HIPPA breaches? Iknow there has beensignificant discussion that complete HIPPA compliance is nearly impossible therefore it would seem to me thatwe shouldcarry insurance to cover
November 23, 2015
Malpractice Insurance
Message Board
Views: 37 | Replies: 0
*I am with the company Stratus AI* Stratus uses AI to call into insurances and gather full custom form breakdowns specific to each office. I am curious to know how many office staffs genuinely spend hours a day or per week on Insurance Verification?
April 08, 2025
Malpractice Insurance
Message Board
Views: 563 | Replies: 8
Hi Everyone I am signing a new malpractice insurance contract as a GPR resident grad. I am planning to do bread and butter procedures as well as place implants/extract some partially impacts thirds. I was wondering if someone can give me a breakdown of the meaning of the words and recommendations
October 24, 2022
Malpractice Insurance
Message Board
Views: 119 | Replies: 2
The company that services my malpractice insurance package has sold its book of business to an other company. I have not been happy with this company for several years and have already moved my workers' compensation insurance to another broker. I would like to switch to a new insurance company
October 02, 2021
Malpractice Insurance
Message Board
Views: 207 | Replies: 1
I currently have a $1 million / $3 million malpractice policy. Anyone thought of increasing it to maybe $2 mil / $4 mil I can see lawyers trying to sue anyone they can If this were to last for more than a couple months, it should be a boon to insurance carriers because we arent out there committing malpractice all over the place
March 25, 2020
Malpractice Insurance
Message Board
Views: 404 | Replies: 5
New grad here, I currently have Medpro as my malpractice insurance and are now looking into other options once my first year is up. I've been hearing some recommendations about staying with Medpro or going local like EDIC.I'm doing some research myself but don't have much experience would
January 20, 2020
Malpractice Insurance
Message Board
Views: 223 | Replies: 1
I am asking for advice/help here on this forum after talking to several insurance agents and reps from 4 different Ins companies. Sadly, they were unable to answer my questions clearly. Let me tell you what situation I am in briefly: - Will start acorporate jobin 1 month - The corpprovides
September 09, 2018
Malpractice Insurance
Message Board
Views: 264 | Replies: 4
......I just got a quote from my malpractice company for tail insurance. I've been with them ten years, the last four years being on a super part time basis, so that's what they'll be covering. My regular premium has been $1,300 per year, but they want $4,200 to cover me now for the rest of my life
March 14, 2018
Malpractice Insurance
Message Board
Views: 596 | Replies: 4
Hi all, I am wanting to work as a temp in my are as a general dentist. I have some worked lined up in 5 months but was turned down for malpractice insurance (by MedPro) due to me not having an official practice location. They said to apply again when the time I will be working is nearer. My
July 15, 2017
Malpractice Insurance
Message Board
Views: 1318 | Replies: 17
ended up doing it for fun at 2 canals per appt. She was very apprehensive.FYI, the variables that impact malpractice insurance premiums go beyond procedures performed. Rates can and do vary dramatically from state to state. As a member of the insurance and financial services industry (don't shoot, I'm
June 19, 2017
Malpractice Insurance
Message Board
Views: 296 | Replies: 1
Taking over a practice in December and would like some opinions on malpractice insurance, as well as property and workers' comp. I'm looking for brokers who can give me a number of options. I've searched extensively and have only come up with Dentist Secure, but have been unable to speak
October 27, 2015
Malpractice Insurance
Message Board
Views: 1295 | Replies: 18
for malpractice insurance doesn't sit well with me. Is there anyone out there who knows how long I can expect to be uninsurable with a standard company? The case opened in 2011 but did not close until 2014. I think they start the clock the day the claim closes. This is ridiculous. Sorry to hear
September 07, 2014
Malpractice Insurance
Message Board
Views: 103 | Replies: 0
Hi there! I was wondering if anyone could tell me of a good reasonably priced carrier for Malpractice insurance in Northern California for Claims based with prior acts? Thank you
December 28, 2018
Malpractice Insurance
Message Board
Views: 245 | Replies: 6
Hi my malpractice insurance with Dentist advantage went up $800 from $2400 to $3200. No new procedures, no claims, Im in year 11. Im just an associate and dont own an office. Anyone else find this typical or am I over reacting? What are yall paying with how many years yall are out? Also what
May 22, 2025
Malpractice Insurance
Message Board
Views: 223 | Replies: 6
Good evening DT, Im searching for a new malpractice carrier and Id sincerely appreciate some feedback on viable options. Ive read on DT about The Dentists Insurance Company but according to their site it appears that they dont cover my home state of Texas. Dentists Advantage is another group listed
May 05, 2025
Malpractice Insurance
Message Board
Views: 374 | Replies: 4
As some of you may have heard, The Professional Protector Plan formerly underwritten by CNA is now changing to Aspen Insurance Company. Without me reading into this stuff too deeply, does anyone have any information on this change or an opinion on the matter? I am in the process of getting new
August 12, 2020
Malpractice Insurance
Message Board
Views: 131 | Replies: 1
I am starting ortho residency this summer and have been working as a general dentist for around 1.5 years. I currently have a claims made malpractice insurance. I am planning to not renew my malpractice later this year. However, would I have to buy tail coverage? If so, how long would that extend
May 02, 2019
Malpractice Insurance
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