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Searching: insurance denials
Results: 45
Message Board
Views: 223 | Replies: 18
LL just notified me that my CAM, insurance, tax portion will go up by 1200 a month starting next month. That's about $9-10/sqft. And on top of that, they want me to pay for last year reconciliation in lump sum of 13k. I requested for an audit but..this just seems outrageous. My lease is ending
April 02, 2026
Lease Terms and Negotiation
Message Board
Views: 105 | Replies: 1
I was reading the draft of lease agreement. Have not reached the point to have the lawyer negotiate it and to answer my question. So I thought I ask fellow townies. What is the norm in terms of paying for insurance for a building? I realize that in a NNN all expenses are passed on to the tenant one
February 13, 2014
Lease Terms and Negotiation
Message Board
Views: 234 | Replies: 5
of liability insurance (which I have done in the past, no surprise) but now with THEM added as a loss payee. So is this standard and should have been this way all along or is this an unusual request? Bump for morning...I think I have heard of this. I believe it is to prevent someone from
October 09, 2015
Lease Terms and Negotiation
Message Board
Views: 142 | Replies: 9
Building insurance is due again, and I wonder if I am over-insured. This is a stand-alone dental office owned by the dentist. It's a basic wood frame building, built for me 15 years ago, of similar construction to my house. It's in a city, has a fire hydrant and a fire station nearby. A real
January 09, 2017
Lease Terms and Negotiation
Message Board
Views: 325 | Replies: 5
with the exception of : 1. Tenant must maintain a general Business Owner’s Insurance Policy, to include general liability in the minimum amount of $1,000,000.00 at all times during the term hereof. The insurance must name the Landlord as additional insured on the policy. Tenant must provide Landlord
March 12, 2015
Lease Terms and Negotiation
Message Board
Views: 95 | Replies: 4
I have a landlord that I have a great relationship with. He's been very fair with me the last 5 years as far as I can tell and I agreed to another 5 year lease recently. He just sent me an email saying he plans to defer some of the cost of the HVAC maintenance contract and building insurance
July 03, 2019
Lease Terms and Negotiation
Message Board
Views: 153 | Replies: 7
if requested. Will your lender even review your lease? It may or it may not. I think my landlord had a lien on the property, but for some reason I think it ended after 5 years. I am not motivated enough to read the lease or my insurance, but i remember needing to name them (land lord) as beneficiary
February 10, 2020
Lease Terms and Negotiation
Message Board
Views: 171 | Replies: 12
arising out of damage or destruction of the Premises or Tenant's fixtures of personal property if such damage or destruction is caused by a peril included within a standard form of casualty insurance policy, with full extended coverage endorsement added, as from time to time issued in Wisconsin. Tenant
February 26, 2018
Lease Terms and Negotiation
Message Board
Views: 82 | Replies: 4
. This will let you know if the fight over the sidewalks is worth the ill feelings. You can also check out other places including the people cleaning the parking lots. Also ask the landlord if he/she maintains general liability insurance on the property in case you have a slip and fall while
November 30, 2025
Lease Terms and Negotiation
Message Board
Views: 170 | Replies: 4
chairs as things get busier. They have there own malpractice coverage, and my insurance company has no problem with it. I am not sure what to charge, and how to go about doing it. Do they just write me a check or Venmo me the money? Do I have to report it to someone? They have signed our visitors
January 28, 2024
Lease Terms and Negotiation
Message Board
Views: 507 | Replies: 24
started. As I listed in the title I consider her a good friend, I want to help her. She worked for me for 20 years and always looked after my interests. Is this a bad idea? If she is licenced and a separate business and has liability insurance, I assume minimal liability? How does one fairly structure
June 18, 2025
Lease Terms and Negotiation
Message Board
Views: 68 | Replies: 2
as additional insured on my next door neighbor's general liability policy? Would I need to make any adjustments to our own insurance? Any insight would be appreciated. Thanks in advance! ask any commercial real estate broker what market is for parking in your...Here are a few miscellaneous thoughts
July 18, 2017
Lease Terms and Negotiation
Message Board
Views: 282 | Replies: 4
I am currently using 1/2 of the building and the other half is used by the owner dentist. It is time to renew the lease contract.... I was not sure if it is normal to pay 50% of the following as lessee ? 1. Building landscape expense 2. Building property taxes 3. Building insurance do
November 05, 2014
Lease Terms and Negotiation
Message Board
Views: 928 | Replies: 59
-negotiable. You need to decide what your needs are for operatory sizes, as well as entry (dual or single). For me, dual entry to restorative operatories, and single entry for hygiene operatories is what i want. I want a fairly private area for my insurance clerk. She is constantly on the phone
October 30, 2023
Lease Terms and Negotiation
Message Board
Views: 93 | Replies: 6
of the common area. In a shopping center, the parkinglot, walk ways and the like are considered common areas. Normally the rent on a NNN lease (Net Taxes, Net Insurance, Net Common Area Maintenance), is based on the leasable square footage of the demised space. Normally, your rent structure take
March 01, 2018
Lease Terms and Negotiation
Message Board
Views: 302 | Replies: 7
by landlord for things such as parking lot lighting. 2. Tenant has to purchase separate boiler and machinery insurance for HVAC. Tenant also has to contract with HVAC company approved by LL for semiannual inspection and cleaning. 3. Will not provide mutual indemnification (Even against negligence
January 17, 2014
Lease Terms and Negotiation
Message Board
Views: 165 | Replies: 6
the lease end. If so, what do I owe it to the landlord ? The lease contract sounds too conventional. I know I still obligated to pay the remaining monthly rent. Following are some of the bills we share together. 1. electric and waste bills 2. business building insurance bill 3. real estate property tax, 4
February 16, 2018
Lease Terms and Negotiation
Message Board
Views: 433 | Replies: 20
the landlord doesn't mean we don't want to do what's best for our clients. Dentists oftentimes get reimbursed by insurance companies. Do you make the argument that they're doing what's best for the insurance company or for the patient? I'm sure there are some less-than-reputable dentists out
October 16, 2018
Lease Terms and Negotiation
Message Board
Views: 442 | Replies: 11
chime in on this too. Thanks. Get a professional to read through your lease. But generally increase in operating expenses means if the landlords costs go up in the form of property tax, insurance, HOA fees, Common area maintenance etc. then that gets passed on to you as well in addition
April 14, 2017
Lease Terms and Negotiation
Message Board
Views: 109 | Replies: 2
option to renew. When you get to that point in a lease term, renegotiate for a whole new term plus additional options, thereby never ending up in the situation you described above, and 2. Always start the renewal process 24 months prior to the end of the term. A video store tenant, insurance office tenant, or almost any other type of commercial tenant can generally relocate over a weekend - dentists unfortunately cannot. Jeremy
March 20, 2014
Lease Terms and Negotiation
Message Board
Views: 609 | Replies: 11
% per year, along with a 3% increase in the base rental rate. It seems to me they are really just padding the rental rate by doing this as it does not accurately represent the CAM, Taxes and Insurance costs. If the NNN is a fixed amount and only increases by 5% per year, is this a good deal
December 09, 2019
Lease Terms and Negotiation
Message Board
Views: 86 | Replies: 3
(and there were years where my CAM went up by 61%!! so I am all about capping things). As with everything the devil is in the details and a nice broad term needs to be always defined. So I am planning to limiting the controllable expenses to be defined as any category other than TAXES and INSURANCE
May 09, 2017
Lease Terms and Negotiation
Message Board
Views: 375 | Replies: 8
as a share of the common area maintenance and landlord's fire and casualty insurance. Sometimes these charges are IN ADDITION to the (NET) Base Rent and other times they are EMBEDDED in the (Gross) Base Rent. One way or another, you'll pay those charges.
November 05, 2015
Lease Terms and Negotiation
Message Board
Views: 203 | Replies: 9
city (business licensure) and your MalP carrier and your business insurance/liability agent. Good luck and keep us posted. All the best to you,Gr8 Interesting, I wouldn't think you could charge too much but that would depend on your area but off the top of my head 500/ month? also depends on how much
November 07, 2021
Lease Terms and Negotiation
Message Board
Views: 221 | Replies: 4
-existing lease to a new lease and will push the monthly rent (cam, property tax, insurance, sales tax) over $10,000 a month for 2600 sq ft. I understand the landlord may need to play some catch up because the current lease was established long before, but if I am having to pay $3000 more a month
February 11, 2020
Lease Terms and Negotiation
Message Board
Views: 107 | Replies: 17
(CAM, RE taxes, and insurance) to be allocated to you and to the residential tenant upstairs. I suspect that he is just winging it and will declare that your share is X and the upstairs share is Y. 3. What is the landlord's reasoning for not identifying the square footage? The most likely
June 24, 2022
Lease Terms and Negotiation
Message Board
Views: 840 | Replies: 14
Is there a formula I can calculate in terms of production to sustain my office? Office is 1200sqft at $5/sqft. I will need to buy some equipment at around $100k. That amortized over 10 years is around an additional $1200 per month. I'm not too certain of other costs like utilities, insurance
August 25, 2015
Lease Terms and Negotiation
Message Board
Views: 305 | Replies: 23
for tenet improvements, and destroying them at the end....how much more affordable is the rent vs owning? Either way you pay the property taxes and building upkeep and property insurance, so unlike residential where renting is more affordable->with dental real estate if you are operating more than 10
September 30, 2020
Lease Terms and Negotiation
Message Board
Views: 334 | Replies: 5
Maintenance. CAM includes these things: Property taxes, Insurance, and general maintenance of the building. You can not negotiate CAM or NNN. It is what it is... For the HVAC, make it this: Tenant will keep a AC maintenance plan throughout the term, but if something breaks, tenant will pay the first $1000
April 08, 2014
Lease Terms and Negotiation
Message Board
Views: 437 | Replies: 20
your practice in a competitive area, where most patients already have a dentist. This goes double for opening in Pennsylvania (where I assume the OP is opening based on his location), as they have absolutely terrible insurance reimbursements.Strip center but not having any road frontage sounds like
June 14, 2017
Lease Terms and Negotiation
Message Board
Views: 473 | Replies: 9
for a startup, where success is not guaranteed. When you sign a 10 year lease, the minute the pen comes off the paper and the landlord has delivered possession of the premises to you, right then and there you will owe the landlord 10 years worth of rent and cam and real estate taxes and insurance
October 08, 2015
Lease Terms and Negotiation
Message Board
Views: 247 | Replies: 5
) including but not necessarily limited to real estate taxes, insurance premiums, maintenance costs, etc; (NNN). While there are unlimited variations on who pays what and what is or is not included in rent, there are four common approaches and they are often referred to in the following manner
July 21, 2018
Lease Terms and Negotiation
Message Board
Views: 465 | Replies: 13
- mom and dad don't want to take their life in their hands every time they try to turn into your office near the busy mall. My last concern with #1 is the number of parking spaces- you mentioned 18 that are shared with insurance company. That is not enough in my opinion- especially for pedo office
April 29, 2014
Lease Terms and Negotiation
Message Board
Views: 272 | Replies: 17
. Alternatively, I'd rather buy a 2nd office than moving and expanding to a leased space. Consider cutting out insurance and increasing your profits. thats a good point. see less patients. make more money :))))Rezoning a property for your use can cost tens of thousands of dollars and there's no guarantee
March 12, 2019
Lease Terms and Negotiation
Message Board
Views: 527 | Replies: 10
to the Tenant and, therefore, not assignable. 4. Assignment prohibitions (Example: Landlord has the right to terminate the lease or alter the terms in response to Tenant's request for assignment consent); 5. Landlord property insurance coverage that is insufficient or non-existent to assure that the property
August 26, 2020
Lease Terms and Negotiation
Message Board
Views: 845 | Replies: 28
become the property of the landlord upon their installation, irrespective of who paid for them, be it the landlord or the tenant. That's one of the reasons that landlords commonly require that tenants carry insurance on leasehold improvements in order to protect the landlord's interests. 4. Smart
December 06, 2017
Lease Terms and Negotiation
Message Board
Views: 381 | Replies: 18
all permits, inspections, insurance and that the craftsmanship is done right. You want engineered plans so that everything passes code and safety inspections. Please seek professional assistance with this. There are a lot of sharks out there, and once you sign the dotted line you are theirs. I am
March 03, 2016
Lease Terms and Negotiation
Message Board
Views: 369 | Replies: 14
of utility expenses, common area maintenance (CAM), taxes, insurance, security, parking, etc. Rental Escalations What are the annual rental rate escalations, if any, of the lease? How are they determined each year: absolute amounts stated in the lease, or using a formula to recalculate the new
April 14, 2020
Lease Terms and Negotiation
Message Board
Views: 473 | Replies: 12
that until they get inside and start rooting around (pardon the pun.). Fair enough, George. Wanted to put a cap on it, just so the costs don't spiral out of control. In some dental practices, the cap is how much the insurance covers, lol. Going over that cap without warning the patient in advance risk
November 01, 2016
Lease Terms and Negotiation
Message Board
Views: 402 | Replies: 16
and the like. I am perplexed as to how tenants can agree to such a risky deal. I understand that the LL is taking on some risk by leeting a tenant use his space. But look at the benefits he gets in return: his mortgage, insurance, CAM, maintenance, deductibles, repairs upkeep are taken care of. Whats more
June 19, 2014
Lease Terms and Negotiation
Message Board
Views: 492 | Replies: 17
to accomplish a well-rounded deal. Hope this helps........(1) Even if you think the landlord is giving you a better deal because you're taking more space than you (initially) need, know that you will pay full utilities, taxes, insurance, CAM, etc. on all 2,500 sf. (2) Going rate for a comparable
January 22, 2014
Lease Terms and Negotiation
Message Board
Views: 357 | Replies: 9
an additional amount of rent each month for the RIGHT to purchase the building at a fixed price at a future date. Its INSURANCE for the future. It makes a lot of sense in this situation. Salient Reasons for a Lease with the Right to Buy, keeping options on the table: ONE: It frees up working capital
August 23, 2021
Lease Terms and Negotiation
Message Board
Views: 914 | Replies: 28
and casualty insurance. When a lease is characterized as a NNN lease, that does not automatically mean that you are burdened with additional charges. It merely means that those additional charges are in addition to the base rent or minimum rent you are paying, rather than being included in the base rent
September 29, 2014
Lease Terms and Negotiation
Message Board
Views: 570 | Replies: 19
to preclude (as much as possible) misunderstandings (at the least) or legal fights (at the most). There are numerous issues: among others: 1. Facility security 2. Facility maintenance and repair and cleaning 3. Parking rights 4. Signage rights 5. Dedication of space use 6. Insurance requirements 7
July 22, 2016
Lease Terms and Negotiation
Message Board
Views: 3388 | Replies: 122
they are dental attorneys but have some big gaps as far as what I think they would know about dentistry. We refer to Jason regularly and have had many mutual clients over the years and it's because I know that he's far more well-versed in how to analyze insurance related value issues in dental practices. I
February 18, 2017
Lease Terms and Negotiation
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