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Searching: insurance denials
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Message Board
Views: 67 | Replies: 4
in premiums for health insurance. That's before we even use it. Thanks. This was Non Emergent. I am not about to die. One of the benefits of living in a major metropolitan area. I paid 40 years into this system with no choice. I paid close to $30,000 per year for my family insurance until I hit
May 01, 2026
General Health
Message Board
Views: 122 | Replies: 4
with their physicians about the possible side effects and alternate ways to treat anxiety, depression or pain. This study may possibly lead to a reason for denial of dental implants from insurance companies for lack of long term prognosis based on medical history? Anyone seeing denials for dental implants
May 17, 2016
General Health
Message Board
Views: 58 | Replies: 0
while trying to finish a crown prep, calm down a hygiene patient, and explain for the thousandth time that insurance is not a treatment plan. The organism getting all the attention is Trichophyton mentagrophytes type VII, better known as TMVII. It is not a virus. It is not bacteria. It is not some
April 28, 2026
General Health
Message Board
Views: 84 | Replies: 0
conditions, such as polycystic ovarian syndrome, who seek sterilization for health reasons rather than reproductive ones. Rep. Ellen Read, the bills sponsor, shared her own experience seeking a hysterectomy amid years of heavy bleeding and denial by physicians who prioritized potential future
July 26, 2025
General Health
Message Board
Views: 924 | Replies: 20
Hey folks. I've been struggling with this issue for some time. I would greatly appreciate some input. When I graduated dental school (7 years ago) I was denied disability insurance because I had a history of anxiety/depression. The agent told me if I try again in a few years without any med history
August 02, 2017
General Health
Message Board
Views: 8084 | Replies: 716
did not have health insurance as he was here from another country to get married. He explained that he had come from a part of the world that Ebola is active, the hospital staff did not share that information and it was missed. The family he was visiting was in isolation and none have shown any
October 15, 2014
General Health
Message Board
Views: 276 | Replies: 17
that may or may not work and will leave my hands permanently disfigured. I have spoken to my disability insurance representative, and they said to just let them know when I want to file a claim. It seemed too polite so I dug around online and I'm reading that, like dental insurance, these large companies
March 16, 2026
General Health
Message Board
Views: 498 | Replies: 19
Hello, Im closing my practice at the end of August and taking a year off. Im a little burnt out and financially secure enough to have a gap year. (Please dont make the conversation about this!) I am looking at health insurance options. Im 54, very healthy- Im tempted to totally skip health
August 24, 2024
General Health
Message Board
Views: 455 | Replies: 5
Who do you use for health insurance benefits for self and staff? We have Medical Mutual and the cost is killing us. We are a small office and dont qualify for a group rate. Only a few of my team have our coverage, the others are insured by their husbands employers. I use UnitedHealthcare for my
September 26, 2022
General Health
Message Board
Views: 803 | Replies: 15
I am a single dentist (no children) and I am paying about $400/month for a crappy HMO insurance through the marketplace. Is there a less expensive alternative to getting a decent plan for myself? If you are in decent health, look at a high-deductible plan that is HSA-qualified. It should be a lot
February 06, 2020
General Health
Message Board
Views: 503 | Replies: 4
What are you doing for health insurance coveragefor yourselves (dentists). Trying to find a way to get coverage for myself and my family. Most employees are on their spouses s coverage. Thanks My family uses Christian Healthcare Ministries. We are very happy with it. Annual premiums
January 02, 2018
General Health
Message Board
Views: 91 | Replies: 3
Just got my new premium today. Up 26% .FREAKING NICE !!!!!!!!!! I have a high deductable and have never used the darn thing in 15 years since I had the policy. Make to much to get Ocare. I feel for those who make just a little too much to Qualify. Thinking about dropping the darn thing and...
January 05, 2014
General Health
Message Board
Views: 8084 | Replies: 716
, the nurses probably don't contract it.. This just does not make any mirobiological sense.My wife was very sick with lyme disease but according to the cdc she did not have it. She only tested positive for one band on the western blot. Insurance would not pay for treatment so we did. After being
October 15, 2014
General Health
Message Board
Views: 332 | Replies: 9
. please see your MD. Such high numbers cannot be the white coat syndrome. The patient is in denial. Very often the MD doesn't care or the patient has not seen them for a long time, or they don't take their medications, or whatever. And if he truly has white coat syndrome the patient's MD can give
April 21, 2018
General Health
Message Board
Views: 212 | Replies: 8
this in myself is if I skip breakfast in the morning AND have coffee with it. Idk if you fast in the mornings, but I used to and decided to stop because it was awkward to have the coffee jitters on my 8 am patient lol First make sure your disability insurance is up to par then proceed to you PMP
January 07, 2026
General Health
Message Board
Views: 790 | Replies: 19
. Thanks for the question. Sleep and fluids Dayquil and Nyquils, trading off with Delsyms and generics Sinus irrigations Humidifier at night Lozenges: Riccola and Cepacol prn Rx for Augmentin and Prednisone for 10 days Denial that I was getting better, thought I had it covered At the beginning
February 24, 2018
General Health
Message Board
Views: 194 | Replies: 4
My wife and I both have our health insurance through her employer. My wife is going to be retiring within about a year so we'll need to find healthinsurance. As you can probably tell from the title of my thread, I haven't really begun the search for what is available until just now. One year
March 16, 2022
General Health
Message Board
Views: 315 | Replies: 10
I have an on going issue of ringing in my ear not 'cause from dentistry. I was recommended to see an acupuncture. My health insurance covers my initial visit. I'm worried if I use my health insurance it'll go into my health record which could affect my disability insurance coverage should I choose
September 25, 2018
General Health
Message Board
Views: 192 | Replies: 11
months. I am generally am in good health and make for a terrible patient when I am sick. First, I went through a denial phase ....a pity phase ..... and then an OTC phase ..... and then a medical phase with antibiotics and pills. I went through a bunch of management attempts but none
January 21, 2016
General Health
Message Board
Views: 1953 | Replies: 69
How to save a FORTUNE on medical insurance – with simple math. Posted on October 12, 2011 by The Dental Warrior Deductibles, deductibles, deductibles. My entire family is insured for about $250 / month. How do we do it? EASY. High deductible. $5,000 individual deductible. $10,000
September 30, 2013
General Health
Message Board
Views: 420 | Replies: 15
a non-clinical position, will my disability insurance policies still pay out? Any advice is greatly appreciated. Very sorry to hear that! With 3 policies involved I would think you probably need some legal expertise to help you process things. Hopefully you will get some input here to help you out
June 21, 2025
General Health
Message Board
Views: 304 | Replies: 14
for California state disability insurance and that should help cover my salary for a portion. However, I am also paying for private disability insurance with Guardian.How have you guys dealt with disability insurance? Do private disability insurances generally cover maternity leave or is it not recommended
April 28, 2024
General Health
Message Board
Views: 100 | Replies: 3
One of the points of focus for my non-profit is addressing needs and collaborating with Dentists, Employers, Insurance Companies and patients to address the current dental benefit Insurance needs. Looking for some feedback. I am accepting articles submissions on this topic if anyone is interested
December 28, 2016
General Health
Message Board
Views: 717 | Replies: 34
adjustments physically? Do I cut back my number of days worked? Do I start to consider disability insurance? By the way, I'm 50 years old and have been practicing for 21 years. Do you have disability insurance? I sure hope so and would absolutely get the ball rolling on using it if so. Working in pain
December 31, 2021
General Health
Message Board
Views: 370 | Replies: 14
with my HSA. this is the way. I dont have an HSA thru my work as an associate, but I got it when I got health insurance. I get billed every month for my insurance plan, so technically mine doesn't go in tax free. Is it still worth it for me? I am currently on track to max it out in my fidelity
November 20, 2024
General Health
Message Board
Views: 25 | Replies: 0
I am now an independent contractor and looking to purchase my individual plan for the first time. What company do you recommend/use? Thank...
January 19, 2018
General Health
Message Board
Views: 269 | Replies: 8
Millions who buy health insurance brace for double-digit increases Millions of people who buy individual health insurance policies and get no financial help from the Affordable Care Act are bracing for another year of double-digit premium increases, and their frustration is boiling over
September 07, 2017
General Health
Message Board
Views: 428 | Replies: 6
I am a dentist and here are a few things that I believe: I believe there is an ideal oral health care for each person in the world I believe that dental insurances do not necessarily strive to cover that ideal standard I believe that the customers of most dental insurance companies
February 11, 2015
General Health
Message Board
Views: 10755 | Replies: 625
Count me in as a Dentist currently on Total Disability. Thank God I had a pretty good Insurance Policy. I did pay premiums for 20 years. It kinda sucked paying those monthly Premiums but obviously you never know and So glad I did. Advice to young Doctors, Get as much Disability your income
July 17, 2023
General Health
Message Board
Views: 1953 | Replies: 69
insurance to an HSA. I have a family of 4. Prior ins was $1500 deductible, 70/30. Lots of little copays. We payed a ton into it, but it also covered 4 surgeries on my daughter and 1 on my wife (about $130k). I just checked into an HSA courtesy of the ACA and I'm looking at $617/mo for a $3950/$6000
September 18, 2014
General Health
Message Board
Views: 10755 | Replies: 625
worsening again despite methotrexate treatment, difficult extractions are a challenge. My issue is that there is not much damage to the joints on the radiographs but there is significant weakness in my hands and wrists. Does anyone know how the insurance company views this scenario? I'm sorry to hear you
August 23, 2022
General Health
Message Board
Views: 280 | Replies: 19
of People magazine and met with "I don't want to read" while sitting in the hospital bed tapping at her phone. Third story is about 3 friends from California wanting to get stomach stapling and were denied by their insurance. So they get an idea to go to Turkey and get it done there for cheap. One
January 20, 2026
General Health
Message Board
Views: 10755 | Replies: 625
a Lidocaine patch or cream for back pain? How can they prove the Lidocaine was local to the thumb, unless they took a tissue sample as Plank said. It seems more likely that the guy cut his thumb off in an actual accident and didn't have disability insurance. Yes. We are slowly debunking
August 17, 2022
General Health
Message Board
Views: 297 | Replies: 26
to be $800!I called my insurance which is blue care network, and they told me nothing has changed on their end. I spoke with somebody at the drug company and they had no idea either but provided a coupon that knocks the cost down to $700. I have a high deductible plan and the deductible is $7500
April 03, 2023
General Health
Message Board
Views: 301 | Replies: 6
I got rear ended by another driver two days ago on the highway. My neck has felt stiff since then. I'm wondering if I should have my neck checked out by my doctor and make a claim against their insurance. If I do that, I believe I will have a pre-existing neck condition for any future disability
July 25, 2018
General Health
Message Board
Views: 343 | Replies: 18
again from a different direction.... I lost most of the shingles off of my roof and got some water damage at my office, and are going to give folks some pointers and advice when it comes to insurance when it comes to this, and the stages of impact on those effected lives... Day one and two...shock
October 23, 2018
General Health
Message Board
Views: 1237 | Replies: 43
“Insurance companies in the state of New Jersey particularly have had record profits last year. Billions of dollars in profits while hospitals are struggling and closing. That is the real story,” Spektor said. Hospital ER Charges $9,000 to Bandage Cut Finger I'm not defending
September 22, 2014
General Health
Message Board
Views: 822 | Replies: 16
and have it under control. Tremors are also associated with hyperthyroid, parkinsons. A few other things. Blood tests and a doctor are what you need. Be careful. It will make you uninsurable for disability insurance. Which is somewhat of a rip off , so it might be a good thing. Yes, make sure
July 14, 2017
General Health
Message Board
Views: 6338 | Replies: 335
in the basement cheep gym... Don't help with erection durability If someone really needs the meds that's between them and their md, more power to them, and no business of mine. No denial that TRT works.......where does it end......once u start.....u can't quit...blood tests....balls git small....fingers up
January 04, 2018
General Health
Message Board
Views: 553 | Replies: 14
professionals are exploring or pursuing different options. Some physicians are conducting a concierge or retainer practice that offers upgrades to cash-paying patients. Some have decided to opt out completely of insurance programs. Others, who continue to participate in governmental and managed care
June 16, 2014
General Health
Message Board
Views: 400 | Replies: 8
insurance? Something to consider. I had some persistent numbness in school and got it checked out, made it more difficult to get disability insurance (couldn't get a policy with Guardian) and I have an exclusion on my policy now. Slightly unfortunate because they weren't able to really find anything
June 05, 2016
General Health
Message Board
Views: 325 | Replies: 7
not saved enough for retirement. A good part of my retirement will come from my practice sale and sale of the building, which I own. If I become unable to work, I would sell the practice and building, rely on disability insurance and look to see if I could do something else, perhaps work for an insurance
August 25, 2023
General Health
Message Board
Views: 290 | Replies: 3
able to get insured despite medical issues?I heard insurances go back 10yrs of history. Is this true?? . It wouldnt hurt to shop around and see, but be prepared for a long vetting process, then be presented with options that have poor terms and are expensive, if you have significant medical issues.My
November 14, 2022
General Health
Message Board
Views: 410 | Replies: 3
. Other than working at a dental school, what other non clinical options are there for a DDS degree and where do you find them? I would gladly go to the dark side and work for an insurance company but I'm not sure how you find those jobs. I am currently an owner of a private practice in a small
November 24, 2018
General Health
Message Board
Views: 189 | Replies: 5
have to go back to PCP and ask for a referral....the same guy who wouldn't refer me to the allergist to begin with.............. I'm kinda irritated how this works...................(other background stuff to why i'm pissed at PCP)............but I want to see if it's truly all the insurance fault
July 25, 2019
General Health
Message Board
Views: 10755 | Replies: 625
for possible treatment. I had 2 disability policies. Paid premiums for over 30 years. It made the transition much less stressful. Insurance companies paid claims after first claim made. No questions asked. I used an attorney who specializes in disability claims and rejections to help with paperwork
August 16, 2022
General Health
Message Board
Views: 38 | Replies: 1
Anyone have a similar situation? Ask to be put as a w2 and request health insurance. You can find a job anywhere. Just ask negotiate. if all your staff members receptionists hygienists etc can get benefits so can you.
September 19, 2024
General Health
Message Board
Views: 458 | Replies: 9
wasn't in her insurance network at the time she needed an emergency appendectomy. She doesn't care - and why would she? - that insurance companies increasingly won't negotiate fair contracts, and it isn't the surgeon's fault that Maryland hasn't passed a, which should be the model for national
January 18, 2020
General Health
Message Board
Views: 806 | Replies: 8
yourself some slack. Its a tough profession and much of my anxiety has faded with time. Good luck!Got disability insurance? See if you can cut out caffiene entirely. Is the problem just with the syringe? Depending on how long everything is the tiniest little movement in your hand is going
January 04, 2016
General Health
Message Board
Views: 8772 | Replies: 181
German telescopic dentures, so typical here. Insurance drives care in both Germany and the U.S.A. Since 2007, everybody who is a resident in Germany is legally required to have health insurance. There is the Statutory insurance system (for everyone) and a private system. For any individual who earns less
June 19, 2021
General Health
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