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Searching: insurance denials
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Message Board
Views: 485 | Replies: 23
that is similar in size and revenue to mine. I have approximately 1700 active patients and will gross close to 1.2M this year (FFS/OON.) I started to pick up the phone to call my insurance guy and then thought twice - I'm sure he'll be happy to up that premium for me, but do I really need that much
March 12, 2026
Dental Liability Insurance
Message Board
Views: 164 | Replies: 8
For those that purchase tail insurance , is it really expensive ? one year premium only, covers indefinately until dollar limit of claims would have been met. Definitely worth piece of mind. So it should be similar to what my yearly premium is now? Is it a one time premium or every yr?Im going
November 17, 2022
Dental Liability Insurance
Message Board
Views: 149 | Replies: 4
I recently bought into a practice. I do my malpractice through a different carrier than my partner. He has malpractice insurance and insurance on the building through his company. My malpractice company suggested buying multidoctor entity insurance. They said that if the business was sued
April 21, 2022
Dental Liability Insurance
Message Board
Views: 33 | Replies: 2
I will be doing VA exams PT and looing for basic coverage. Is there a cheap UW somewhere for public health? Thanks!This is a great question, and yes, most professional liability insurance companies offer part-time discounts and have lower rate class for dentist practice low risk such as exams only
February 13, 2026
Dental Liability Insurance
Message Board
Views: 53 | Replies: 2
Can anyone offer some insight regd the average premium for a 1M cyberliability policy? I was offered a ball park of$480 a year. Didnt see much of a difference in the premium for $250K or $500K What's the best company to choose ? Thx Company doesn't matter. I would first go to the company where I...
November 05, 2019
Dental Liability Insurance
Message Board
Views: 516 | Replies: 1
Hi all, I've started to look into disability insurance after working for a few years already. So far, Mass Mutual offers me the cheapest individual policy, around $300/month premium for 5k/month benefit, because they have this unisex discount rate going on. Anyone knows if there might be any catch
February 23, 2019
Dental Liability Insurance
Message Board
Views: 301 | Replies: 2
Hello, I have a question about the malpractice insurance. I currently have my malpractice insurance policy in Oregon. However, now I have moved to WA and only work 1 day a week. I contacted pacific underwriter and let them know that I am now just working 1 day a week in WA, and no longer
January 10, 2019
Dental Liability Insurance
Message Board
Views: 120 | Replies: 0
Has anyone ever used captive insurance? Whice company did u work with?
February 21, 2015
Dental Liability Insurance
Message Board
Views: 384 | Replies: 5
Hello,I need a recommendation for a GREAT liability insurance company. My criteria are:-responsiveness-great customer service-will have your back when needed-reliableIm willing to pay extra, but I would like to use someone who will have my back if itll ever be needed.Im currently with Dentist
July 25, 2022
Dental Liability Insurance
Message Board
Views: 309 | Replies: 13
good policies in place buy some extra insurance in case of breach. I am wondering what other companies are providing this type of insurance? Have any of you bought it who were previously putting it off? Can anyone update on the requirement of this insurance? I got a quote and I am not sure if this is a useful service? Thanks, saravs
April 24, 2021
Dental Liability Insurance
Message Board
Views: 88 | Replies: 1
Is it possible to get a liability policy to cover a 90 day gap in malpractice insurance? bump. Does anyone have experience with this situation?
January 28, 2020
Dental Liability Insurance
Message Board
Views: 160 | Replies: 1
Any recommendations for malpractice insurance company in Tx. How much is the average annual rate for GP that does no implants or impacted wisdom teeth? I use MedPro for liabilityinsurance. Their rates are pretty reasonable.
October 28, 2019
Dental Liability Insurance
Message Board
Views: 229 | Replies: 2
Hello just wanted to check if the fee quote gor my makpractice insurance serms in line with what prople are paying in WA state: 1mil/5mil first year $760 month srcond year $1400/month third year $1800/month fourth year $2200/month Occurrence or Claims-Made?That looks ridiculously high. I was paying for occurrence $2500-$3200 a year. And was quoted for claims made $950/year. This is in NY and CT. But I cannot imagine your numbers
February 23, 2019
Dental Liability Insurance
Message Board
Views: 153 | Replies: 1
I'm in a partnership currently is there any value to having buisness overhead insurance if you have a partner who can cover if your hurt? Can one of the partners cover 100% of all overhead expenses plus any additional expenses that relate to the other partner's disability, e.g. increased accounting
February 27, 2017
Dental Liability Insurance
Message Board
Views: 358 | Replies: 12
I was wondering how many people on DT have Cyber Security... Yep, I'd like to know the same. I just heard about it at a lecture and got a quote. It seems like this may be a growing...Trying to restart this thread. Im looking into this type of insurance. Anyone have any input or thoughts? AnnieWe
February 21, 2017
Dental Liability Insurance
Message Board
Views: 48 | Replies: 0
Anyone ever heard of this? Had a guy come in wanting to sell us cyber security insurance, to protect against hackers or compromised information. Basically to cover the cost of having to notify patients, etc., if something were to happen? I've never heard of it myself and I'm suspicious that it would even be worth it. Anybody else ever heard of this or done it? Thanks
January 11, 2017
Dental Liability Insurance
Message Board
Views: 408 | Replies: 5
Which malpractice insurance company would you recommend for a specialist working as an associate in NY (0 claims)? What do you look for when you choose? I will choose occurrence policy and not waiving rights to settle. Is there anything else to look for? Medpro is too expensive. Debating between
June 30, 2023
Dental Liability Insurance
Message Board
Views: 198 | Replies: 3
For those who own your own buildings, it is usual to have overlapping coverage in both real estate insurance policy and personal business property insurance policy? Let me elaborate more if this is not clear. I have both insurance policies, the real estate insurance policy mainly covers practice
October 10, 2014
Dental Liability Insurance
Message Board
Views: 237 | Replies: 2
Anyone in California have any dental liability insurances they are happy with and would recommend? I'm currently looking to switch out from TDIC Thanks ...bump Anyone recommend Dentist's Advantage, State Farm, or Fortress for dental professional liability insurance?
December 10, 2018
Dental Liability Insurance
Message Board
Views: 483 | Replies: 3
are you in? I have someone you can call. please send me an email...Hello. I am the dental malpractice agent that works with Dentaltown, as the endorsed carrier through their Townie Perks, for their insurance needs. I would be happy to discuss our dental insurance products with you as we can assist
January 19, 2015
Dental Liability Insurance
Message Board
Views: 179 | Replies: 5
Dear DT, I have a weird ask. My associate needs to setup his liability/malpractice insurance. He graduated quite a while ago, but put everything on hold to take care of his ailing father. He's having trouble getting liability insurance...and FWIW, I didn't know he didn't have it. Any tips? TDIC
May 03, 2023
Dental Liability Insurance
Message Board
Views: 68 | Replies: 1
I always had my personal Liability/ Malpractice Insurance while working as an associate for different private practices. However, recently I joined a DSO and the DSO purchased liability insurance for me. However I am skeptical of the insurance, because it is a claims made policy from a non popular
July 18, 2025
Dental Liability Insurance
Message Board
Views: 78 | Replies: 2
Temporary assistant and worker's compensation What should I tell my workman's comp insurance provider regarding temp workers I hire from time to time and what coverage should I have ? Most temp agency treat them as independent contractors and do not provide any insurance. Anyone know how
October 13, 2025
Dental Liability Insurance
Message Board
Views: 217 | Replies: 4
My malpractice insurance was paid by DSO, since I no longer work there , they sent me a quote to pay for tail coverage . Now I need to find a new insurance and also buy tail coverage for the years I worked . Whats good and affordable liability insurance I can buy ? Can they cover prior tail
July 09, 2021
Dental Liability Insurance
Message Board
Views: 110 | Replies: 0
Just got an offer of only an $80 difference between (same company, just coverage amount) $1Million/$3Million vs. $2Million/$4Milliion That is pretty cheap. Any opinions/comments, is the getting the higher amount (same company) for just $80 worth it? Thanks
August 26, 2017
Dental Liability Insurance
Message Board
Views: 412 | Replies: 6
For those practice owner dentists, when purchasing workers comp insurance do you purchase it for yourself? my insurance agent says if I have disability ins and health insurance then you don't need workers comp for yourself just your employees. But I got another opinion that says if I get hurt
August 09, 2017
Dental Liability Insurance
Message Board
Views: 565 | Replies: 4
Hi all, I am a new graduate and will start working soon. I will be responsible for my professional liability Insurance. Minimum requirement is 1,000,000/3,000,000. Got the quote from medical protective and it's like this : For an occurrence policy with $1,000,000/$3,000,000 limits and pure
July 15, 2017
Dental Liability Insurance
Message Board
Views: 243 | Replies: 3
a gift horse in the mouth. I think our old company split up my employees even furthur by wanting to know who was in the back and who was in the front . My guess is statistically, back office is more prone to injury?I just switched to First Comp from Cincinnati Insurance. Saved $500.bump...
September 05, 2016
Dental Liability Insurance
Message Board
Views: 208 | Replies: 5
for the dental practice PC? Any help is appreciated. anyone What are y'all paying for liability for your dental corp if any? Is malpractice suffice? BUMP. Same question Good Morning, I am a commercial Insurance broker specializing in Dental Practices. Here are the coverage I recommend to ALL of my clients. Keep
July 09, 2021
Dental Liability Insurance
Message Board
Views: 944 | Replies: 22
Is it important to have a malpractice insurance policy through a company who only does malpractice? Here is why I'm asking the question: This past weekend, I had a patient write a negative Google review and email my office threatening legal action. We did nothing wrong and I believe
November 28, 2020
Dental Liability Insurance
Message Board
Views: 381 | Replies: 3
Background: I'm leasing a 2000 sq ft space that's currently in construction, neighborhood is a bit sketchy, possibly break-ins in the future. I already have malpractice, and general liability established. The landlord has insurance on the building. What types of supplemental insurance should I buy
October 27, 2014
Dental Liability Insurance
Message Board
Views: 205 | Replies: 5
Wondering if there were any suggestions for alternate insurance companies that put together packages for dentist owners? I use Hartford. They are fine, but the premiums jumped from last year, up to $6500 for a small one doc practice/building (NOT Malpractice)- this is the business owners liability
February 24, 2024
Dental Liability Insurance
Message Board
Views: 165 | Replies: 2
I'll start. Seattle metro area, just a hair under $4k/year. Malpractice-11k hurricane-cant get coverage business interruption- not available 2.3k malpractice(if i can remember)...NC biz...not sure ...probably 2- 3k?
December 07, 2023
Dental Liability Insurance
Message Board
Views: 233 | Replies: 3
I just saved $500 by switching to Geico! Joking. But I saved a lot more than that on my liability insurance by switching to Professional Solutions and with excellent coverage. Angela Hoaglund was my agent and could have not been more professional and on top of things. Don't know what everyone
February 13, 2015
Dental Liability Insurance
Message Board
Views: 85 | Replies: 0
I have the option to purchase income protection insurance for my start-up office for a little over $5,000 a year. I haven't researched the stipulations of this much yet, but I apparently get 50% of my income if my property is damaged due to fire, flood, etc. How necessary is this in the initial
June 26, 2014
Dental Liability Insurance
Message Board
Views: 151 | Replies: 10
has experience with this. I have attached a screenshot of the section that I think pertains to this situation. See section A.1.b if you're interested. We had a car get broke in. No one even asked if my insurance would cover it. Sounds like its their problem , their insurance. the part above
April 26, 2024
Dental Liability Insurance
Message Board
Views: 642 | Replies: 23
not contacted an attorney and I have continued to treat other family members.Has anyone else had something similar happen? mark Some insurance companies like to be very conservative with risk. Simply by asking them for advice about a potential claim, makes you a higher risk for future payouts.It sucks
May 08, 2023
Dental Liability Insurance
Message Board
Views: 174 | Replies: 5
Hi guys, Im dumping my association dues and a good insurance company with them. Aside from shopping around for quotes, a lot of these companies are not like medical or auto insurance with big famous well known names. How do I know once I pay my premiums that they will honor their part? Whether you
July 16, 2019
Dental Liability Insurance
Message Board
Views: 117 | Replies: 3
I have single owner S-corp practice in Georgia. I have good health insurance through my spouse's workplace. I also have disability policy in place. Till now, I had included owner in the WC policy for the practice, which causes premium to go up since it is based on total payroll. My agent says I can
April 16, 2019
Dental Liability Insurance
Message Board
Views: 122 | Replies: 9
I had a power outage yesterday where I had to reschedule all morning patients till noon. Electric company was changing transformer that fried. Rescheduledabout 3k worthof production. My agent told me I can file a claim with the insurance company. My neighbor said I can file one with the electric
June 05, 2019
Dental Liability Insurance
Message Board
Views: 282 | Replies: 1
I practice general dentistry in Texas (out of school for 4 years)and am up for liability insurance renewal. I'm working with an insurance group that has obtained quotes for me for several carriers. I am currently insured with Dentist's Advantage and their renewal premium (occurance policy
October 16, 2018
Dental Liability Insurance
Message Board
Views: 288 | Replies: 4
Any positive or negative experiences with Liability Insurance from The Doctors Company? I'm considering switching my claims made policy over to them. They've got the cheapest quote and seem to have a good reputation amongst my MD friends. But I don't personally know any DDS's that are covered
July 07, 2021
Dental Liability Insurance
Message Board
Views: 97 | Replies: 0
1. I was talking to an insurance agent to get quotes for our startup in GA. Based on the information in link http://www.gadental.org/propertycasualty.html , I asked him about Dental Waste Disposal Coverage and he said he has not provided that yet to any of his dental clients as most dentists hire
March 03, 2014
Dental Liability Insurance
Message Board
Views: 126 | Replies: 1
Hello All, Curious if you may have recommendations around the types of coverage, total dollar amount of coverage, deductibles, etc. for the following types of insurance. Would welcome suggestions around best in class insurance carriers for each category as well. 1. Cyber Liability 2. Employee
August 04, 2016
Dental Liability Insurance
Message Board
Views: 210 | Replies: 2
if there will be some bizarre incident like short circuit or something? Thank you for your help. Here is some information that may be helpful to you. General liability insurance(GL), iscoverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others
August 22, 2018
Dental Liability Insurance
Message Board
Views: 433 | Replies: 4
I currently have a $1 million/$3million dollar coverage on my liability insurance. I was talking to a colleague who said my insurance would cover the first $100k and the patient compensation fund would cover any additional claim up to another $100k and I would not need the additional coverage
May 02, 2016
Dental Liability Insurance
Message Board
Views: 75 | Replies: 4
How many folks are presently paying for cyber security insurance? I'm concerned about the fine print in the policy application and wondering what to do about liability? For example there is a whole section dedicated to Application Representation, which basically says if anything
July 19, 2018
Dental Liability Insurance
Message Board
Views: 300 | Replies: 4
, for dental malpractice insurance. I would be happy to discuss our needs and can assist in providing competitive quotes for your malpractice insurance. I can provide you a quick quote in about 3 minutes. You can reach me directly at 515-313-4675 or email at I look forward to speaking with you! Angie
August 05, 2016
Dental Liability Insurance
Message Board
Views: 250 | Replies: 5
with a free tail for 2500$/year. I know Med pro is the strongest malpractice carrier out there. Is it worth the switch or should I just stick with that I have. I switched from an occurrence to a claims made policy with Cincinnati insurance company last year. Personally got a great rate and very minimal
October 20, 2021
Dental Liability Insurance
Message Board
Views: 398 | Replies: 3
I'll be working in a private practice later this month and will need malpractice insurance for the first time. Been out for 4 years, but working in Ihs and fqhc. Which companies do you recommend? Which would you avoid? Anything else I should know before? I have Cincinnati insurance. I've been
April 15, 2019
Dental Liability Insurance
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