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Message Board (2269)
Message Board
Views: 204153 | Replies: 100192
% of the population is paying into a system that doesn't help them one iota, and likely forces them to pay more for their own private health insurance. 'Democrats can't be trusted with your money'. The troops may have been patrolling in the vicinity of the ancient ruins of Palmyra, but there ain't anything
December 13, 2025
Politics
Message Board
Views: 2416 | Replies: 101
doctor (please see "how it all started link"). I signed up with every insurance possible (not medic aid). I haven't been able to make the practice loan payment, I paid some of the interest here and there but things have just continued getting tighter to the point where I couldn't even pay the interest
December 04, 2025
Practice Acquisitions
Message Board
Views: 23683 | Replies: 490
registration, OSHA/HIPAA, and insurance. As the opening day approaches, train your team, test systems, and gradually schedule patients to ensure smooth operations from day one. Longer run-down on my YouTube video How to start your dental practice from scratch, I have that in my signature below
December 16, 2025
Practice Start-Up
Message Board
Views: 5379 | Replies: 184
had some bad experiences? What have you been seeing? The downside for dentists is the cost of using a 3rd party, especially these days with insurance write offs so high. You lose another 10% to a 3rd party company. Dentists will see higher acceptance if they offer a way to spread out payments. Cost
February 02, 2026
Marketing
Message Board
Views: 192 | Replies: 19
always shocked at how many dentists come to us looking to attract high-quality patients because they feel everyone calling them are a bunch of cheapskates, tire kickers, price shoppers, insurance driven patients but then 15 minutes later they try to haggle down our prices and say " I've been talking
February 15, 2026
Building Your Website
Message Board
Views: 1446 | Replies: 48
the patients if they want. I don't think it is considered abandonment. It should not be that big of a deal for a patient to look up their insurance and see another dentist once if an emergency occurs. Assistants are force multipliers. If you don't care about being highly profitable and just do
February 16, 2026
Dental Assistants
Message Board
Views: 3312 | Replies: 206
to exit to insurance companies... Except, private credit markets pulled back, which means PE will get less funding for these, so multiples will and are compressing. Furthermore, the exit looks like it will be potentially less and less as more continuation funds and PIKs are employed. I don't forsee
March 17, 2026
DSOs Dental Group Practice, Multi-location Dental Practices, and Dental Su
Message Board
Views: 324671 | Replies: 34371
had a beer or two and was very apologetic and INSURED. No one needs that grief when they make a stupid mistake. I'll turn it in to my insurance and make the police report this AM if they want it. I am sure they will it's likely 5-7 thousand bucks in damage. His bumper drug down the side of my car
March 22, 2026
Personal Finance
Message Board
Views: 922 | Replies: 44
is never on site here. Her manager swings by once every blue moon. I was hoping for the camaraderie amongst doctors from all their practices. I have been a solo practitioner and business owner for decades. At the time of sale I was in network for three insurance plans, Aetna, Guardian and MetLife
March 26, 2026
Practice Sales
Message Board
Views: 70119 | Replies: 5147
situation for all when that occurs. Dental insurance, cost of dental school and lack of competence by the ADA are much more detrimental to the future of our profession. The momentum with DSOs will continue whether offices like mine sell to them or not. I could sell to a doc who owns a few other
April 23, 2026
Academy of Dental Management Consultants
Message Board
Views: 7625 | Replies: 425
practice without amalgam. How many practices have that anymore? And gigs that would not force me to be a whore and sign a contract with various insurance agencies. Working for someone else would be tough to do after being self-employed for 37 years. Last time I heard, we still have freedom of speech
April 13, 2026
Retired and Soon to be Retired Dentist's Forum
Message Board
Views: 70119 | Replies: 5147
. I look at trends. Other guys love the numbers and want to figure out hourly profit. I'd shoot myself if I had to run that way. This. Many docs take random distributions, have expenses come out at different times, different amount of days in a month/quarter etc, EBTs from insurance can be behind
April 29, 2026
Academy of Dental Management Consultants
Message Board
Views: 324671 | Replies: 34371
to heart. Really depends. I can't control their taxes or what they pay at the pump or health insurance (I can a little) or what items cost at Target. I can control their wages and work environment. Hard to say who has a greater impact. I may have to go with billionaires. I'm here for the same reason. I've
May 13, 2026
Personal Finance
Message Board
Views: 194 | Replies: 17
are the accomidations working out. when is your next follow up visit so we can adjust the scheudle -Are the implant surgery guides complete for friday -We just dropped one insurance carrior and I am seeing more new pt exams and full mouth debridments. Is the schedule managable? We discussed no more than 1
May 15, 2026
Practice Management & Administrative Forum
Message Board
Views: 1374825 | Replies: 39855
teeth and stable perio before the ortho was done! Now there's a ton of defects and the occlusal plane is way off. Patient said she missed seeing me, but blamed me for not taking her Delta Dental Insurance. Sorta a weird, bittersweet feeling. Harkening back to the OP from about 18 years ago, I've
May 11, 2026
Just Plain Bitching and Moaning
Message Board
Views: 1294 | Replies: 73
. This is what we started doing last year - calculate the total spending on debit and credit at the end of each week, with a monthly target (excluding fixed expenses like mortgage, cars, insurance, savings, 529s, etc). It's been very helpful in controlling spending, but also very eye opening as to just how
May 09, 2026
Retirement Planning
Message Board
Views: 324671 | Replies: 34371
now, is it? I'm guessing that you actually think the Fed is both Federal and a Reserve. It's neither. It's the last control lever that Trump is wresting from the hands of non US interests. Oil?- done with Iran Trade?- done with Tariffs Insurance?- done with Lloyds of London no longer in charge NATO
May 18, 2026
Personal Finance
Message Board
Views: 204153 | Replies: 100192
expensive!......no costly insurance plans!......Single use!.....it would be an easy sell. All that said, I'm now the proud owner of five sensors. Which is probably why Elon is planning to put data centers in orbit. I'm all for digital now. But.... Our son is a radiologist. Although he almost never see
May 19, 2026
Politics
Message Board
Views: 520609 | Replies: 24713
with the specialist hurting for patients and dealing with insurance companies and not getting paid when they go to the hospital....ZERO....they get paid ZERO sometimes when they see someone in the ER.....I find that MIND BENDING......the hospital will get paid, but not the OS who actually does the work
May 19, 2026
Oral & Maxillofacial Surgery
Message Board
Views: 33014 | Replies: 3444
and I was home by 2 PM on Friday. I'll be off work for up to 6 weeks. I have a couple of locums looking after my patients. Dealing with my disability insurance at the moment. So thankful it wasn't worse. Very thankful for the great care received from my riding buddies, Search and Rescue, BC Ambulance
May 28, 2026
Sports
Message Board
Views: 1051 | Replies: 47
IIRC insurance doesn't cover it well. No, not temp cement. The actual crown and bridge temp material. If you don't "pump" the restoration up and down as it sets on the tooth it will lock on. And no, you didn't smear it on the tooth. You put a drop of temp CROWN material on the intaglio of the veneer
May 28, 2026
Cosmetic Dentistry
Message Board
Views: 346 | Replies: 5
functions, with clear accountability and measurable outcomes. The owner sets the standard. The team executes it. The office manager role is where this often breaks down. Many practices give the title to someone who is really functioning as an insurance coordinator or treatment planner - handling
May 29, 2026
Ideas To Make Your Practice Grow
Message Board
Views: 6721 | Replies: 571
brings in the money are ignoring all the scenarios where the woman might be unhappy because of the man, not the kids. Even if her husband is a perfect partner and she is very happy, he could have an untimely death and suddenly his life insurance may not be enough to raise the kids in the lifestyle
July 28, 2025
General Discussions
Message Board
Views: 1105109 | Replies: 63426
- four single family homes, four duplexes, and one four plex. I owned the multi units free and clear (after some modest initial debt on them). In order to juice the cash flow, I didn't bother insuring them, since insurance would cut into the cash flow to the point that real estate didn't look way more
April 13, 2026
Retirement Planning
Message Board
Views: 34078 | Replies: 2116
finance vacations, stay far away from timeshares, and run that whole life insurance agent out of your living room with a stick. This is how its done. Dave Ramsey says if youre making $30,000, $40,000 Dave has a lot of skits about this topic, specially the one with his real wife
June 04, 2025
Personal Finance
Message Board
Views: 190855 | Replies: 14558
the contract if price is goign against me - roll down /roll down and out. I'm an insurance company --collect premiums. IBIT is a special underlying-liquidity/amount of premiums . Use it monthly even if the chart isnt a go , dont do that with any other underlying (caveat- if on the weekly deeply
September 26, 2025
Personal Finance
Message Board
Views: 1105109 | Replies: 63426
opening days, opening more hours, associating part time and or dropping insurances/raising fees (but that doesn't work for everyone). The traditional PPO game prophy mill is gonna be a biggest loser in all this. this is the new reality we have moving forward. Hedge or be left behind You might
October 05, 2025
Retirement Planning
Message Board
Views: 4895 | Replies: 218
, in which the owners agrees to build what has been approved/ permitted...being granted the Certificate of Occupancy doesn't green light the breaching of say contracts. burn building down, collect insurance money (don't really do this) Nobody side stepped anything I was told that I had to dig a stupid
September 29, 2025
Practice Sales
Message Board
Views: 5537 | Replies: 250
find cracks etc. run it back and try get another 25 years. Marshall While I do also disagree with the "crown or nothing" mentality, it is clearly true that these patches aren't ideal. I do lots of patches like this as well. I have a low income patient population many of whom have no insurance
September 11, 2025
Restorative Dentistry
Message Board
Views: 2152 | Replies: 98
thing its good for is for insurances to use as they downgrade to their amalgam fee. The public really does not want it and the effort to convince otherwise is a tough one. The stupid vapor tests and associated videos have made their rounds among many other similar things that just makes it an uphill
August 15, 2025
Amalgams
Message Board
Views: 204153 | Replies: 100192
be financially set. This is big business. We have long complained about the Health Care, Insurance, and Pharmaceutical lobbies having way too much influence and cash to lobby lawmakers. Well yeah, its a solid marketing investment. Their patient base is growing exponentially year over year. Think about how
September 05, 2025
Politics
Message Board
Views: 34078 | Replies: 2116
insurance. Fortunately, she and her sister inherited a house, which was paid off, from her mom. They each has to split the property tax bills. Her adult son (and his partner and daughter) also live there so they all help pay the bills and other maintenances. A lot of times I had to loan her a few hundred
October 10, 2025
Personal Finance
Message Board
Views: 34078 | Replies: 2116
be a bigger goal and requires planning early in life as well. You need to aim at getting to 5-10 million or more down the road, while spending during your active life phase and enjoying it. This is the only thing that makes sense to me. Work hard and play hard. Save later for later. Good insurance
July 01, 2025
Personal Finance
Message Board
Views: 701 | Replies: 30
and/or gratefully elsewhere. Im not minimizing this. But train the RDHs to take the vitals well and reappoint when theres doubt. No need for fear though, this is exactly why we have liability and professional insurance that covers us even under indirect supervision. But to say we run in the red w prophys
June 24, 2025
Practice Management & Administrative Forum
Message Board
Views: 34078 | Replies: 2116
(no pets, or kids).4. Residential taxes and insurances go up, not a pass through expenses to the tenant vs Commercial its a pass through expense.5. Residential RE come with HOA in many areas vs Commercial has no HOA (owner is the HOA).And few other reasons. Its a different headache but residential
June 25, 2025
Personal Finance
Message Board
Views: 324671 | Replies: 34371
... instead of learned index hugging. Yup. We def cutting. In my office we have seen a slowdown. I had to close my hygiene day the other day and next week I am closing another. lots of patients have lost jobs and insurance termed. Lots of younger patients saying the job market is terrible etc. This has
August 01, 2025
Personal Finance
Message Board
Views: 70119 | Replies: 5147
strongly that if you care enough about your patient relationships to give up money by not dropping insurance, you will decide not to lead them to the widely acknowledged clinical abuses of DSOs. (Not you MB2, we know you are the exception under current ownership.) I always appreciate people sharing
August 11, 2025
Academy of Dental Management Consultants
Message Board
Views: 324671 | Replies: 34371
and that will result in price increases hitting at different times around the supply chain. I am also seeing my insurance rates get jacked up for housing and for my vehicles this year (State Farm announced a 27% increase in Illinois!!!!). Utility power rates are up 10-20% in Illinois. Inflation seems
July 15, 2025
Personal Finance
Message Board
Views: 4198 | Replies: 233
care but lets get real here- expanding care and having more hygienists means they will have decreased wages. Anytime organized dentistry or insurance talks about expanding access to care, it's code for increase competition to drive down prices In the end though for the hygiene profession its
August 11, 2025
Staff Management Issues
Message Board
Views: 1285 | Replies: 76
. Housing and Utilities standards include mortgage or rent, property taxes, interest, insurance, maintenance, repairs, gas, electric, water, heating oil, garbage collection, residential telephone service, cell phone service, cable television, and Internet service. The tables include five categories
January 05, 2026
Practice Management & Administrative Forum
Message Board
Views: 1645 | Replies: 83
by accident. Not just those with money F*&#^ing us, but the those with power..... I have been railing against this for years- first they captured the dentists with 3rd party payer systems- insurance, then they slowly throttled that, and now, private practice is an outlier. Schools don't teach businesship
January 07, 2026
Practice Management & Administrative Forum
Message Board
Views: 569 | Replies: 46
don't need a $7-8000 sensor right now if you can't afford it. But this is how I do it- NO SENSOR INSURANCE. IMO this is a waste of money. It's like $1000/yr or more for the ins. Sensors last many years, and you can always send them for repair if they act up. If it lasts 7+ years, you just wasted $7000
November 02, 2025
Digital Radiography
Message Board
Views: 819 | Replies: 54
: Active Patient's: 2,200 Production: 1,438,000 Collections: 1,283,000 (Due to Delta writeoffs and 5% cash discount, we collect 99.8% of what's collectible) Overhead: ~50% Insurance: Delta Dental Premier only, probably 50-60% of the practice Community: Rural Midwest town of 10K but not far from a bigger
January 22, 2026
Partnerships and Associates
Message Board
Views: 463 | Replies: 33
drift.... a handheld. I have one...I don't ever use it for diagnostic purposes, mainly for insurance x-rays, endo working length, double check decay removal.... I set up my office where I have two pass through x-rays that serve four ops, A handheld ALWAYS drifts unless you use the tripod socket provided
January 25, 2026
Equipment
Message Board
Views: 83964 | Replies: 22054
say any 1 is more right than the others? Another question. could god have a deal with 1 group of followers that is different from his/her/it's deal with another group of followers. Like being in network with 2 insurance companies with different fees and different rules? Why can god not have multiple
January 20, 2026
Religion & The Spiritual Side of Dentistry
Message Board
Views: 324671 | Replies: 34371
think our I-phones etc. could be a real answer to what is truly a crisis. The need is IMMEDIATE, the doctor can't see you now! 6-9 weeks for a first appointment if you have good insurance. Good luck with continuing care....the need is great, the resources are limited. Tragic it is what we must fix. We
January 28, 2026
Personal Finance
Message Board
Views: 917 | Replies: 41
class V on an 80 year old, that's paying proper fee, I've got some 'mercury' ready to go. Will last a lifetime. The ADA did find one thing they could fight hard for and that's been Amalgam. 'We demand to keep whatever you reimburse the least for! We won't take no for an answer' insurance co: 'Jack
January 28, 2026
Amalgams
Message Board
Views: 1565 | Replies: 94
for the days off ... Turns out the rest of the crew knew she was really having a boob job. Thankfully on her husband's insurance before he retired and not ours. I used to run a Church welfare program. It was always rent. They always wanted rent. There was almost always an addiction. That seemed more
November 10, 2025
Staff Management Issues
Message Board
Views: 204153 | Replies: 100192
amount, and we've gotten inheritances from both sides. So I'm fairly confident that we've covered that side of it. In fact, since I have a 2M dollar life insurance policy, one could argue that the best way for me to financially provide for the kids even further would be to die soon. For the "other
November 12, 2025
Politics
Message Board
Views: 204153 | Replies: 100192
, but it is a money pit. Maintenance, insurance, property tax, lawn and landscaping, and cleaning is 50-60k a year. Not saying I regret buying the house but I didn't realize how much it would cost to own it. Close on my hobby farm next week, so I'll be doubling up on the money pit sector of my life
November 20, 2025
Politics
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