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Page 41 of 46
Message Board (2269)
Message Board
Views: 324680 | Replies: 34372
damaged. It's like your home insurance denying a claim of a coverage you have been paying for, for decades. Plus their oil super tankers haven't crossed the strait of Hormuz to export oil for 3 months, possibly much longer, and each of their ships will pay the Iran toll. Ofcourse the Saudis want the war
May 25, 2026
Personal Finance
Message Board
Views: 5420 | Replies: 221
, his message is very true and on point. I would just like to throw out there that maybe some of us could benefit from looking at the bottom line more. With the higher OH pressure from inflated staff wages combined with it getting harder to get paid by insurance, we need to get it while we can so
July 20, 2025
Personal Finance
Message Board
Views: 5278 | Replies: 300
security. Execs are often the first to come under fire when times are tough. Not to mention the rarity of becoming a CEO of a big corporation vs. predictability of becoming a dentist. maybe 1 in a million people can become the CEO of an insurance company lol. CEO of a big corporation isn't exactly
November 25, 2025
Personal Finance
Message Board
Views: 1105109 | Replies: 63426
on a house where the median home price is multiples more of an annual salary than it was a generation ago. Not to mention 6.5% mortgage on those vaulted prices. And insurance, energy, and transportation all following the same pattern. That futility leads to financial nihilism - YOLO on the trip
December 08, 2025
Retirement Planning
Message Board
Views: 654 | Replies: 40
. Decline in production. I wouldn't buy it. All clientele is high maintenance these days. I swear this population we have is just high anxiety high stress high anger. Don't matter what the insurance is Hire Tim and start due dillegence.EIGHT DAYS of HYGIENE FOR 400kStrong buy. Go for it.Should be a 1.2
June 02, 2025
Practice Sales
Message Board
Views: 324680 | Replies: 34372
many $thousands do you pay for your health insurance and hospital? It cost me about 1 hour of my wages. For Every day of the year? Hey, for King Charles' sake, I'm glad you feel that way. You must be super pleased that he paid you and his other loyal subjects a visit, and with a fantastic land
June 02, 2025
Personal Finance
Message Board
Views: 1495 | Replies: 58
to terminate 2 other shorter tenured employees. Obviously I have had to hire/train some replacements. I have the 2 pregnant staff members now (who were not new hires). And, on top of everything else, I have to decided to go out of network with all dental insurances this year. There are a lot of reasons I
September 30, 2025
Staff Management Issues
Message Board
Views: 324680 | Replies: 34372
% to 5.25% in a hurry to slow down inflation. Recession talk is alive and well in Main St. Dentists typically feel recessions last after they see less appointments on their schedules and patients losing insurances thats when they come around and accept the facts. They always do. Are most dentists
September 05, 2025
Personal Finance
Message Board
Views: 816 | Replies: 52
. We should be forced to submit our "body photo" to our insurance company every month. That would dictate our monthly premium. It's basically impossible to maintain a healthy weight without shame or discipline. is this your grinder pic? I've been to dental meetings a few times in my career. 50
October 23, 2025
General Health
Message Board
Views: 894 | Replies: 30
in the exact area I wanted to work/live. A couple weeks later I got preliminary financials. The practice was highly sought after -- 20+ dentists. 1.2 to 1.3 million doing bread and butter and some ortho. OH around 50ish% with wife (60k) and granddaughter (8k) on payroll. Only 2 insurances accepted
June 30, 2025
Associates Corner
Message Board
Views: 204169 | Replies: 100197
setup her up remotely but she wants hands on. We just rehired a staff member just to enter insurance checks and do statement-10 hours a week. That free up wife time to work with a new media marketing firm. Son and his wife lives just 15 minutes away so we see her a lot on the weekend. Very blessed
July 25, 2025
Politics
Message Board
Views: 208 | Replies: 6
. Insurance reform must be top priority. 2. The ADAs DSO relationships must end immediately (outside of protecting employed dentists). 3. Hands-on testing and CODA reform are inseparable from fighting the weak DDH compact and fixing the cost and quality of dental education. 4. Bullying in organized
August 05, 2025
American Dental Association
Message Board
Views: 324680 | Replies: 34372
is 100% cooked. Splitting ends at 7$ a box and 15$ a box? Yeah ok. It sucks right- but we all know dentistry is heading to the crapper. I view dentistry as a vehicle to pay the bills, give me health insurance and some money left over to invest. I look at investing as my primary wealth driver. So
August 08, 2025
Personal Finance
Message Board
Views: 204169 | Replies: 100197
political. On the subject of reports, by far the best collection month of my first 18 years, was a month I only worked 2 days. We were messing around in NZ for the month while the dollars flowed in from insurance and patients for work the previous month or two. I was a yearly guy when it came to paying
August 02, 2025
Politics
Message Board
Views: 753 | Replies: 46
serves...LOW INCOME...patients... I will open New Investigations on TAX EVASION, ILLEGAL DRUG USE AND DISTRIBUTION, HUMAN TRAFICKING, MEDICAL-FRAUD, INSURANCE-FRAUD, CHILD ABUSE, ELDERLY ABUSE... LET OPEN A CAN OF WORM TO PUT THIS SOB DENTIST AWAY FOR EVER... Sexist much. Only men are criminals
August 02, 2025
Legal Issues
Message Board
Views: 324680 | Replies: 34372
. Failure rate is accelerating, though closing schools and lower rate of graduates will help sustain profitability and increase insurance reimbursement. I am OON so I dont give a hoot Do you know of any offices closed post Covid Chris? How did you do post Covid re sustaining your office? Give us some insights
July 19, 2025
Personal Finance
Message Board
Views: 324680 | Replies: 34372
when the cost of property taxes and insurances are rising. You come up with the same line every week - why are you worried about what I think so much? SMH Let me ask you this... if the stock market (which is denominated in USD) was up 15-20% this year, what is the actual increase in inflation terms
December 26, 2025
Personal Finance
Message Board
Views: 307 | Replies: 27
and the players delivered milk or sold insurance in the off season. Too much money in sports, as we experience societal breakdown ........so I guess the genie is out of the bottle and you can't unwind the clock.
January 16, 2026
In the News
Message Board
Views: 3948 | Replies: 272
that can't be navigated, while ignoring the arguably greater headwinds that dentistry faces. Just my 2 cents. When it comes to cars- I just drive safest option and cheapest. Insurance is expensive and my kids throw crap around and scribble in the backseat all day long. makes no sense to have a nice
January 29, 2026
Retired and Soon to be Retired Dentist's Forum
Message Board
Views: 1029 | Replies: 40
as we all need to have Business Insurance in case a patient is injured in a dental chair the dentist is covered. Chinese equipment does not have these costs of doing business in the US. Hammer meet nail. What is the actual number of USA homes and business's burnt to the ground thanks to craptacular
November 05, 2025
Equipment
Message Board
Views: 324680 | Replies: 34372
recessions. Consumer is also struggling - higher grocery prices, higher healthcare insurance, high auto payments (millions of cars get repoed by banks), mortgage defaults tick up, etc. Americans are cooked. I can't wait to get upgrade my house. Lots of Redfin bookmark on homes that haven't come down. I'm def looking to buy $$$
November 13, 2025
Personal Finance
Message Board
Views: 1325 | Replies: 32
. Demographics of middle class/working class people - some who are on medicaid, and some who have a hx of substance abuse and just want opioids, I'm sure. Others may just not have dental insurance and are in lots of pain. Regardless, I'd say their success is absolutely attributed to two things 1
November 17, 2025
Finding and Analyzing Career Opportunities
Message Board
Views: 324680 | Replies: 34372
or product performance on the job. Even the good still can die young and insurance will remain helpful. It's just hard to tell how much will be needed, even for the market. It's crazy isn't it? Market is down 0.78% in the last month, that's 30 days! Never seen anything like it. I was a fool
November 18, 2025
Personal Finance
Message Board
Views: 324680 | Replies: 34372
property insurance, higher HOA's, etc). In debt, we trust. I take it a step further- and go on OfferUp and or Burlington factory outlets for sales. That beats Walmart etc. Toys, clothes, etc. you can find really good deals. I only buy good stuff for food- or tennis. So if you (who makes good income
November 25, 2025
Personal Finance
Message Board
Views: 550 | Replies: 27
a negative conversation (b/c their insurance sucks and the pt priority is to pay for other, more glamorous services than dentistry), I make a care call to one of my favorite pts just to say hello. I call it my Yin Yang- keeps me level and fresh for more appreciative people in my life. Do not let negativity
December 01, 2025
Patient Communication / Education
Message Board
Views: 204169 | Replies: 100197
the unity to pass an alternative. We seem to have signed on to a suicide pact. Your insurance went up because its tied to Obamacare and people who dont get it for free are bailing. I am most of the way done with a very good investigative journalism book called Bad City: Peril and Power in the City
December 08, 2025
Politics
Message Board
Views: 324680 | Replies: 34372
for the narrative to change . easy peesy :) Hey hey hey, welcome aboard brotha! Now get him to buy GME! I've been talking to patients and a lot of them are just completely dropping their health insurances due to the price. This is like the 50+ demographic too, this is going to be a huge mess I think you are correct
December 17, 2025
Personal Finance
Message Board
Views: 3188 | Replies: 110
have any plans to ever quit. Any statistics on the the average retirement age of dentist ? I'm 55 and am starting to think about the last phase of my career. I am starting to be much more selective on cases I will tackle and will not put up with a lot of the stuff I used to. Dropped several insurance
January 20, 2026
Dental "Pearls"
Message Board
Views: 204169 | Replies: 100197
tax on its wealthiest residents of any US state Top marginal rate California Hawaii Massachusetts Minnesota New Jersey New York Oregon 0 5 10 15 13.3% 11.0 9.0 9.9 10.8 10.9 9.9 Source: Tax Foundation Note: Maximum statutory rates as of Jan. 1, 2025. Data exclude non-unemployment insurance payroll
February 20, 2026
Politics
Message Board
Views: 324680 | Replies: 34372
than Jeff Bezos and Elon Musk, so they can buy another yacht, while I treat a subset of my patients who are older, and dropping their health insurance coverage because premiums are too expensive. I actually know a fair amount of people who use religion to justify us giving money to Israel
April 09, 2026
Personal Finance
Message Board
Views: 361 | Replies: 18
a few clients who kept complaining they weren't getting enough patients, but when we pointed out how their staff were terrible on the phone and only booking 1 out of 4 patients, they thought the patients weren't good, all price shoppers, all insurance driven, etc. I asked them if my staff could take
April 07, 2026
Front Office Discussion
Message Board
Views: 324680 | Replies: 34372
($25 or whatever) monthly payment. But also gas prices are up + insurance is up + maintenance fees are up. People don't think about the ancillary cost going up too when they buy a car - and outpacing their wage growth. Well. Iran war is causing demand destruction all over the world. UAE is leaving
April 28, 2026
Personal Finance
Message Board
Views: 485 | Replies: 36
$15,689 $12,047 Legal/professional $6,550 $6,466 $5,076 Dues/subscriptions $1,765 $2,640 $1,946 Utilities $6,234 $5,782 $5,667 Dental supplies $114,467 $81,052 $58,691 Laboratory fees $44,246 $56,767 $46,933 Insurance $13,342 $8,748 $6,293 Continuing education $200 $3,485 $960 Office expenses $7,635
May 08, 2026
Practice Acquisitions
Message Board
Views: 1448 | Replies: 71
. There's always potential for growth as we have eliminated and referred procedures we no longer want to do. There are many insurances we don't accept. 400K has been on three days a week. I know to some of you it may not sound like much, but it has provided us a very good life with financial freedom
May 18, 2026
Retired and Soon to be Retired Dentist's Forum
Message Board
Views: 324680 | Replies: 34372
regime. Mighty fine Oil production ya got here- shame the Straight of Hormuz flows right past us and wouldn't it be a shame if something happened to those tankers? Need insurance for that? - OK we got LLoyds of London. That's about it. Don't like it? Tuff. Guess where LLoyds of London is located
May 19, 2026
Personal Finance
Message Board
Views: 753 | Replies: 30
the PPO road. Wants what I have. Many on DT would call my practice "Dog Shit." OK. MY assistant had been with me 20 years and was not hired by the new owner. I paid her for 12 weeks and carried health insurance a little longer Honestly, I provided a 'retention bonus" post sale and I was staying
March 04, 2026
Practice Sales
Message Board
Views: 1479 | Replies: 81
and advice from AI. Future is exiting Stratus AI is using AI to help dental offices! Stratus uses AI to call insurance companies to gather fully custom breakdown forms. Offices are saving lots of time because they no longer need to call into the insurance companies to gather very specific information
October 08, 2025
Artificial Intelligence
Message Board
Views: 1138 | Replies: 34
..sometimes good even if I have a good case or two during the month. But I'm sitting on these huge sums of debt and renting a house with my wife and two kids and trying to save $12,000 to have the baby that's due in March because we just buy our own health insurance and it's crappy as you all know....it just
July 04, 2025
Partnerships and Associates
Message Board
Views: 518 | Replies: 64
-peak rate. I drive 60-70 miles every day and using the dryer outlet is more than enough. You can always use the Supercharger for emergency. Get rid of your Honda and save money on insurance + DMV registration fee + maintenance + parking space. Range of 200 miles wont suffice. plus I should have more
January 14, 2026
Personal Finance
Message Board
Views: 1105109 | Replies: 63426
or so, or about half the OOP max on your crap health insurance. If you manage to avoid medical bankruptcy from an injury or needing another car, you work another 10 years or so and you'll be ahead 20k. That's about 1/5 of the down payment on a median-priced home in the US. This is tongue in cheek
December 10, 2025
Retirement Planning
Message Board
Views: 423 | Replies: 52
in a consultant in person to observe the office and help guide us into better systems. I had 3 hygienists, lost 1 due to finances; i.e. the PPO fee stagnation. At this point, I am dropping insurances and moving completely OON/FFS. It's about a 50/50 split and I will be dropping another insurance here
April 30, 2026
Dental Office Design/ Construction
Message Board
Views: 822 | Replies: 35
are very tough to find, especially a front desk who really knows dental insurance billing. With that said ( as I already stated),not my circus, not my monkeys. In my experience, the issue with retaining old staff is that they may be overpaid. You may discover that they are actually worth an above market
June 02, 2025
Practice Acquisitions
Message Board
Views: 781 | Replies: 34
charged another 5K per arch. So patient paid me 10K per arch (with the specification that we were not submitting anything to insurance). My last one was a year ago, so I don't know if I'd charge the same amount today, but in that ballpark. Round here its about 25-30K per arch including the OS. My
August 27, 2025
Implantology
Message Board
Views: 324680 | Replies: 34372
it- which it seems like you do- why not ride the wave and make gains? I'm nearing 50% YTD. This is my best year investing thus far. AI is used by insurance for dental claims. AI is everywhere...some you don't even realize. Has nothing to do with Trump, it's just a massive bubble. Though the amount
October 06, 2025
Personal Finance
Message Board
Views: 324680 | Replies: 34372
-digit premium increases. - Medicaid segment premiums are expected to rise by 6%.' double digits? lol depending on methodolgy used, its intrinsic value is about $390ish brk goin' shoppin The state of insurance and $ and reimbursement is crazy. But whatever, I'll be a buyer. Maybe I wont get
August 14, 2025
Personal Finance
Message Board
Views: 324680 | Replies: 34372
this a dental forum will be screwed soooo hard when we are living with 3-3.5% inflation and zero raises from insurance. Riddle me these 1. July jobs data were bad, so Trump fired the head of BLS. August jobs data was even worse, so was it justified to fire the head of the BLS last month? Will Trump now own
September 06, 2025
Personal Finance
Message Board
Views: 1728 | Replies: 55
meaning to life. I love doing dentistry. I love the surgical aspect of it. There are certain parts of it which makes it difficult, like dealing with insurance. A crazy pt once in a while when you are least expecting. The jumpy ones that make your heart skip a beat every time they jump. If the money
October 19, 2025
Dental "Pearls"
Message Board
Views: 628 | Replies: 46
truly become friends with them. You are busy and you make good money and that gets better and better over time even when insurance reimbursements don't. I think success is a combination of likeability And systems.....how you do your new patient exams......present treatment....collect money....handle
October 24, 2025
Practice Management & Administrative Forum
Message Board
Views: 5420 | Replies: 221
have insurance coverage. Nobody is rich, many needed financing. This is a hot streak, but its not by accident. I've designed the office this way and its how I've found I can achieve a high income with as little stress as possible. Stuff like this can be great for discussion, but you have to get past
June 26, 2025
Personal Finance
Message Board
Views: 204169 | Replies: 100197
before it becomes fatal. Beyond that, does she have insurance? Did her husband? Probably not. The taxpayers(and patients)of LA are on the hook for both (very expensive) surgeries. How is this different than shoplifting? How is this contributing to the community for 20 years? Sessions: At your
August 08, 2025
Politics
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Page 41 of 46
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