Debt Free Dr
Debt Free Dr
To help other dentists obtain financial independence within 5-7 years by investing in passive real estate investments.
Blog By:
DebtFreeDr
DebtFreeDr

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Is Value-Add Real Estate a Good Investment Strategy?
Is Value-Add Real Estate a Good Investment Strategy? Value-add real estate is a way of investing where you buy properties that are already earning money but have the potential to be improved. These properties usually need work to make them more profitable, like upgrades, rebranding, or even...  Read More
Short-Term Rental Tax Loophole For Physicians and Dentists
Short-Term Rental Tax Loophole For Physicians and Dentists       Read More
Fat FIRE: A Game-Changer for Early Retirement Success
Fat FIRE: A Game-Changer for Early Retirement Success There’s been a big push these days for high-income earners (i.e., doctors) to reach FIRE status. With declining job satisfaction and increased burn-out rate, can you blame them? Let’s start by defining the FIRE movement… What is FIRE? The...  Read More
Minimize Tax, Maximize Returns: The Art of Real Estate CPAs
Minimize Tax, Maximize Returns: The Art of Real Estate CPAs Navigating the real estate investing world while balancing a high-demanding profession, such as medicine or dentistry, can be challenging. Throw in managing finances and deciphering the tax code, and it swiftly becomes a jigsaw puzzle. As...  Read More
What Is Equity Multiple In Commercial Real Estate Investing?
What Is Equity Multiple In Commercial Real Estate Investing? The equity multiple formula is an important tool in real estate investing because it helps investors determine the potential return on their investment (ROI). It’s a financial ratio that helps investors decide if a real estate project...  Read More
How To Find Real Estate Syndication Deals For Investing
How To Find Real Estate Syndication Deals For Investing A wrist injury made me realize that, as a periodontist, I couldn’t provide for my family if I couldn’t use my hands. I needed to find an investment that would function like disability insurance, allowing me to receive cash flow still even if I...  Read More
RV Park Investing: How To Invest In Campgrounds
RV Park Investing: How To Invest In Campgrounds Outdoor adventures are rising which makes the golden opportunity in RV park investing. In the United States alone, there are over 8,000 RV parks. The best part? Most are owned by small operators (mom and pop), creating a large playground for growth...  Read More
Cost Segregation Study: How It Works For Real Estate
Cost Segregation Study: How It Works For Real Estate ByJune 8, 2023   Cost Segregation Study: How It Works For Real Estate If you decide to invest in real estate, then you’ll quickly realize that you’ll potentially face several costs, such as:     purchase price of a property  ...  Read More
Understanding Passive Activity Loss Rules And Limitations
Understanding Passive Activity Loss Rules And Limitations If you invest in real estate, it’s crucial to pay attention to your property’s financial and physical aspects. And understanding tax regulations is one of those financial considerations. An often misunderstood tax law is how the passive...  Read More
How To Invest In A Real Estate Syndication – Beginner’s Guide Real estate investments offer high-income earners multiple opportunities to diversify their portfolios and generate passive income. As a periodontist, I quickly found out after a wrist injury, just how important having additional income...  Read More
Schedule K-1 Tax Form: What To Know As a Passive Investor  are one of the primary motivations for investing as a limited partner (LP) in real estate syndications. These benefits are passed on to the LPs through an IRS document called the Schedule K-1 tax form (Form 1065). If you’re in a business...  Read More
How Does The Federal Solar Tax Credit Work? (2023 Guide)
How Does The Federal Solar Tax Credit Work? (2023 Guide) The United States solar business has grown by over 10,000% since the federal government passed the Solar Investment Tax Credit (ITC) in 2006.  This credit, also known as the Residential Clean Energy Credit, is a federal tax credit that allows...  Read More
What Is A Short Term Rental? Your Guide To Investing
What Is A Short Term Rental? Your Guide To Investing Short-term rentals (STRs) have been gaining popularity lately, especially among people who want flexibility and convenience when they travel or relocate temporarily. A short-term rental, as the name suggests, is exactly what it sounds like. It’s...  Read More
(9 Ways) How To Make $100k A Year In Passive Income
(9 Ways) How To Make $100k A Year In Passive Income I recently spoke with a new member (48-year-old endodontist) to help create a game plan for his financial future. One of the first questions I ask new members is, “What are you trying to accomplish?” Most people don’t have an answer because they...  Read More
The Top Advantages Of Real Estate Professional Tax Status
Real Estate Professional Status (REPS) gives individuals unique tax benefits that can significantly impact their financial outcomes (especially physicians and dentists). The Internal Revenue Service (IRS) sets strict guidelines to qualify for real estate professional tax status, which offers...  Read More
Does Forming an LLC Really Protect Personal Assets?
Starting a business involves many crucial decisions, including which legal structure to set up. One popular option is forming a Limited Liability Company (LLC). An LLC offers several advantages, such as privacy, tax benefits, and, most importantly, asset protection. Understanding how an LLC...  Read More
How To Make Money With Commercial Real Estate Investing
Investing in commercial real estate can be a lucrative way to build wealth and diversify your investment portfolio. This sector comprises various property types, from office spaces and retail buildings to industrial units and apartment buildings. It’s particularly attractive for busy, high-income...  Read More
Real Estate PPM: Mitigating Risk and Maximizing Return on Investment
If you’ve been reading this blog or watching some of my , you know that real estate syndications are one of my favorite investments. In 2017, my first investment was an apartment syndication in Dallas. It was nerve racking to go through the process the first time as a passive investor. From reading...  Read More
How To Avoid Depreciation Recapture Tax On Rental Property
One of the reasons that kept me from investing in rental real estate was trying to understand what all of the terms meant. Trying to learn this brought back vivid memories of dental school where it seemed that the teachers were speaking a differerent language such as:     Bruxism     Edentulous  ...  Read More
Real Estate Depreciation: #1 Tax Strategy for Busy Professionals
As a dentist, you probably fall into the highest tax bracket (37%), which is a significant expense. When I started my own dental practice from scratch, I bought a new office along with equipment to furnish it. My CPA told me that I could save money on taxes with an annual depreciation expense and a...  Read More
Multifamily Real Estate Syndication: A 2023 Investment Guide
Are you interested in real estate investing but struggling with how to juggle a full-time career plus dealing with tenants? If so, then you may want to consider investing in a multifamily real estate syndication. This type of investment involves pooling resources with other investors to acquire and...  Read More
How To Use a Self Directed 401k Plan For Retirement
I’ll never forget the email I received from a new  member who had recently discovered the possibility of using their “locked up” retirement account money to invest outside of the stock market. After graduating from dental school, his retirement plan looked like everyone else’s:     Set up a 401k  ...  Read More
Mobile Home Parks: The Hidden Gem of Real Estate Investing
When I first considered investing in commercial real estate, a few scenarios came to mind, such as buying a a handful of single-family homes or a medical/dental office building. But one asset class that I’d never given much thought to were mobile home parks.  Although they’re fairly common in...  Read More
Real Estate Risks: What To Know Before Investing In Syndications
Recently, one of our . Currently, he’s heavily invested with his financial advisor in the stock market and wants to start building additional sources of income to retire in eight years. He was interested in general information regarding the risks of real estate syndications because he had two kids...  Read More
Rich Dad’s Cashflow Quadrant: A Summary That’ll Transform Your Thinking
Have you ever wondered why some people seem to “never” work yet always are enjoying themselves? These people golf or tennis during the week and travel the world yet here we are, still grinding it out everyday at work.  As a periodontist, I’ve thought about this too and until I figured out why it...  Read More
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