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Message Board
Views: 319550 | Replies: 33317
a healthier society would have stronger safety nets, more accessible healthcare/education, and yes likely higher taxes on the wealthy. But I'm also realistic enough to know that the system isn't changing anytime soon. So instead of pretending otherwise, i focus on adapting to reality. save aggresssively
May 14, 2026
Personal Finance
Message Board
Views: 190760 | Replies: 14552
of satoshis, and the price of a stick of gum becomes priced in satoshis, we will know it has arrived. Until then, I see it as a speculation of something that might have widespread use, if it can actually become widespread. As it stands, and those in the know can correct me if I'm wrong, it seems concentrated
May 04, 2026
Personal Finance
Message Board
Views: 1933 | Replies: 90
, and a dental practice. I was angry with her choices. They were selfish. But the bigger picture was raising healthy, happy, well adjusted kids. And teaching them to hate their mother was not the path I was going to choose. Even if she deserved it. The kids didn't. While it might make you feel like
April 22, 2026
Personal Finance
Message Board
Views: 627 | Replies: 19
each year tells us about inflammation, bleeding gums, and nasty spirochetes..... They move dental up the priority list typically. Some need that heart attack to open their eyes but we recommend treatment we would do on ourselves and whether they do it or not, we feel good about it. We have
May 03, 2026
Personal Finance
Message Board
Views: 319550 | Replies: 33317
Is OpenAI's sales miss could be a canary? Sam Altman is downplaying if for his a web of interconnected self referential deals I don't think its the "end" of the ai trade. Anthropic is basically taking a larger market share. I think its a healthy pullback from an extended rally. Alot of AI stocks are up 100
April 28, 2026
Personal Finance
Message Board
Views: 319550 | Replies: 33317
time someone senses even a hint of opposition they jump to attacks, deflection, etc. Long gone seem to be the days of healthy debate, civil disagreement, and mutual respect. Far too many folks have both their heels and their heads buried deep in the sand. This thread is becoming hardly bearable
April 23, 2026
Personal Finance
Message Board
Views: 319550 | Replies: 33317
everyone knew that the Jews starving to death weren't that healthy to start with or would you be screaming at the top of your lungs that this has to stop? Also you call everyone that wants justice for Palestine "team Hamas" and accused some of us of getting paid by some foreign entity for posting
April 21, 2026
Personal Finance
Message Board
Views: 319550 | Replies: 33317
wrong about who inflation affects the most. But it's no use arguing who cares what income is the top 1%. They have more than the bottom 90% combined. Of course they should pay the bulk of the taxes. that kind of income inequality is insane and not healthy for a country. We are quickly moving
April 14, 2026
Personal Finance
Message Board
Views: 319550 | Replies: 33317
Zealand and Australia This pump is insane! It doesn't feel healthy but party on I guess do you remember the 2016-17 pump when trump won? we will have that same kind of pump. just non stop straight line up .5% up with -.3% days. by midterms will see 10-15% up on spy. what derails this? ai stops
April 18, 2026
Personal Finance
Message Board
Views: 736 | Replies: 12
... what type of practice , gp, specialty ? for the owner or an associate ? mature (existing practice) or newer practice ? if newer, from a start-up or purchase...For an existing GP office. Just me and the hygienist. PPO and FFS.. Anywhere around 50% is healthy but practices vary so much
March 27, 2014
Personal Finance
Message Board
Views: 319550 | Replies: 33317
of those are guaranteed. you're flowing profits into new illiquid assets, ......which is a real risk. what's funny is people might call you a 'doom guy,' but you're actually the opposite - your entire strategy depends on a healthy, functioning economy. No true doomer person would take on this level
April 15, 2026
Personal Finance
Message Board
Views: 319550 | Replies: 33317
. Or it's back to feudalism, imo. Trump is an immoral POS. Anyone that things differently needs to look in the mirror Im 62. Zero health issues. Good eyes, steady hands healthy heart. No back issues. No debt, so this dental gig is easy. I spent half my day arguing with libs and watching netflix. I could
April 09, 2026
Personal Finance
Message Board
Views: 697 | Replies: 43
every 3-4 months. It will make you a better person. Much more relaxed and healthy when you are working. You just take off and enjoy your family. In 20 years you'll thank yourself. This. It's DENTISTRY, not life and death. People will wait for you but, like Tommy said, most never know you are gone. OP
April 11, 2026
Personal Finance
Message Board
Views: 1462 | Replies: 44
additional years of life expectancy, so we could have a longer healthier retirement than those of us who are currently in their 50s and 60s. You forgot the other study. If you work longer, you live longer. Well.....sure. Of course. My dad is 87 and Susie's mom is 90. So we figure that we will live at least
September 10, 2025
Personal Finance
Message Board
Views: 319550 | Replies: 33317
. Marshall But we were told he's healthy and has no issues. I noticed the voice is labored and slurred too. He kept falling sleep at Davos... it sucks to be a president at that age. Same goes for Biden... if anyone brings him up. Trump didn't take part of a MLK event like most presidents do last Monday
January 22, 2026
Personal Finance
Message Board
Views: 34067 | Replies: 2116
freedom while you are still healthy enough to do so. My biggest expense is time. It is incredibly expensive. Much more expensive than my home or any luxury cars/watches I could buy. But it's also the most valuable asset in the world and well worth spending on, IMO. The problem is most people don't
October 28, 2025
Personal Finance
Message Board
Views: 52090 | Replies: 3015
options, but we csn discuss in person. This is a useful exercise to create skepticism, which is healthy-so you understand before you jump in Ummmmm-anyone buy ANNA. Lol. Lfg! This is the SELLAS CEO today. Setting the table for the banquet. This thing is hitting. Something that is being overlooked
April 01, 2026
Personal Finance
Message Board
Views: 20337 | Replies: 602
what SS pays you if your healthy at least in most countries. Most people arent fortunate enough to have a net worth of anything like 5 million on retirement nor do they need it. What they do need is their health. Lets say someone was quadraplegic and needed 24 hour care and expected to live 50 years. They would probably need more than 20 million dollars and their life would be still terrible.
May 02, 2025
Personal Finance
Message Board
Views: 2313 | Replies: 94
We have very good social nets for those lightening strikes. Ive never seen anyone turned away from cancer treatment or from having an auto accident. The majority of us can avoid bad health through good diet and exercise. Being born healthy is not a lucky strike, its normal. Nor does it prevent
November 16, 2021
Personal Finance
Message Board
Views: 1749 | Replies: 81
deductibles.My premium went up to almost $2300/month. We are all healthy with no problems. It was hard to justify paying that much and never using it. Switched to Medishare about 2 years ago. So far no problems. Fingers crossed.We use Medi-Share and love it. Wepay $399/ month for a family of 4 (31, 29, 3
September 11, 2018
Personal Finance
Message Board
Views: 138 | Replies: 3
and all the more difficult to manage if you are unable to work. You can buy disability insurance with riders for future increase options. I would think it worth it to do the exam and get the policy while you are younger and currently healthy. You don't know what the future will hold or that you
December 10, 2018
Personal Finance
Message Board
Views: 390 | Replies: 14
child by the time we get the new insurance. So 4 people.Also, I don't have to enroll yet, I am shopping...The December 15th deadline was to have coverage active Jan 1st. Open enrollment is still going on....That makes more sense. Maybe check into an HSA if everyone is relatively healthy. It can
December 30, 2014
Personal Finance
Message Board
Views: 126 | Replies: 3
be something liquid for lost wages. We have a pretty healthy nest egg already saved up right now just in case. I emailed my insurance broker about it and he replied with: As for the critical illness its your call but I would keep it. where else can you leverage $65/month into $300,000? I have
August 30, 2017
Personal Finance
Message Board
Views: 319550 | Replies: 33317
have much more debt. not gonna bother checking twitter or dt for a while. not healthy to expect the worst... but getting some bad vibes. godspeed. This, this is....greatness. I can't help but love DT. So funny. Where is baseball dad when you need him to read his tabloid lines 'relax... take a deep
March 07, 2026
Personal Finance
Message Board
Views: 319550 | Replies: 33317
, frankly healthier eating style. My parents grew up middle class in India, they got meat once a week on Sunday (1/2 a chicken) in college. The rest of the time lentils, seasonal vegetables, beans, and rice. Feeding a crowd with no money is pretty much the basis of Indian culture. Its really only recently
September 04, 2025
Personal Finance
Message Board
Views: 722 | Replies: 9
. Forbes says the average dental office has a net profit of 14.9%. This is a healthy return. If your return was 5% then it would be much easier to sell your dental office and deploy your capital in US Government bonds, which are risk free since the US is the world's reserve currency and can simply
August 26, 2016
Personal Finance
Message Board
Views: 255 | Replies: 8
with Charlie Munger) and how growing up in Omaha shaped his values and worldview. He credits luck (especially 'Lady Luck') and places in his life for favorable outcomes: being born in America, being white, male, reasonably healthy, and receiving good medical care. He also acknowledges that his
November 12, 2025
Personal Finance
Message Board
Views: 34067 | Replies: 2116
250 dollars. Whereas the advantage plans are typically 80/20 up to a yearly out of pocket of 9000. If you are healthy advantage plans are probably better but sooner or later you will probably get sick. We found a nice variety of choices. As I mentioned, virtually no cost for drugs, and between is we
November 07, 2025
Personal Finance
Message Board
Views: 3909 | Replies: 173
of it. Didnt I mention that a lot of these families have to go to food bank to sumplement what they need to be fed for entire month.They get x amount of dollars per month on food stamps.Fruits, quality meats, seafood -healthy foods to eat in regular basis is very expensive.You brought up obesity
September 15, 2023
Personal Finance
Message Board
Views: 34067 | Replies: 2116
. They put trash intoThe cup holders of the baby seats.In moms car, food is thrown everywhere and crying left and right about anything and everything. Good stuff. Reminds me of my own experience. I'm an OCD neat freak. My car is clean as a whistle. My kids knew this. They were warned. I found a gum
June 24, 2025
Personal Finance
Message Board
Views: 319550 | Replies: 33317
in this thread I've seen you flip flop on your outlook literally weekly. Last week you were saying all clear for ATH, now you're panicking again. just chill dude this can't be healthy for you. Things will be fine long term you are not wrong. i would say that this past week + has been stressful as a stock picker
March 09, 2026
Personal Finance
Message Board
Views: 15410 | Replies: 471
to cook (or your spouse can). Eating out gets expensive. Eating at home is less expensive, normally healthier, and can be good for the family bonding. We seldom eat out which saves a ton. Nobody has mentioned the dental scrap gold yet. I redeem around this time of year. Got my check for $1800 a few
December 19, 2017
Personal Finance
Message Board
Views: 6274 | Replies: 210
get there, I gotta make sure that on a basic level, my core values are met. There are deal breakers for me: fiscal responsibility, personal responsibility, not being fat and wanting to work out and be healthy, church-going. I dunno, there are prob some more, but those I can't compromise. Sorry
April 11, 2014
Personal Finance
Message Board
Views: 369 | Replies: 6
sit down with a professional. That said a term life policy to cover that debt would be cheap. If you are healthy and planning on having kids then I would consider more as it will still be cheap in reality. Absolutely get disability as it protects you. Expensive but worth it until you feel
May 03, 2014
Personal Finance
Message Board
Views: 1394 | Replies: 45
on the business aspects and still others on the clinical intricacies. Not all will succeed in being happy, healthy and wealthy. Most dentists will not see true financial stability for many years. Young dentists look at older ones and think "Why am I not living like that?" Because for most it takes time
April 02, 2026
Personal Finance
Message Board
Views: 34067 | Replies: 2116
Honestly, it's not a competition. If you can retire healthy, you are as rich as a person with 10M+ and has some medical complications that could shorten their life. Being old, healthy and relatively living within your means is the true goal. It's mostly a young person's view and ego to make a lot
October 08, 2025
Personal Finance
Message Board
Views: 214 | Replies: 2
young and healthy, I would 100% get it and hope you never use it. I personally recall Guardian being the bees knees. I have Metlife which I got with my other life insurance policies to keep them together essentially. The own occupation thing was big. I am too far removed to know the ins and outs currently. Hopefully this is a decent generalization for you to start with.
May 30, 2023
Personal Finance
Message Board
Views: 648 | Replies: 11
I have struggled to get a decent disability policy due to my pre-existing conditions. I'm an otherwise healthy and very active 31y/o who has been practicing for 4 years. What I currently have in policies is a short term plan through my current position. It is a $5,000 per month benefit for 12
April 21, 2014
Personal Finance
Message Board
Views: 319550 | Replies: 33317
to live on the streets in a place like that. When I went to Portland, homelessness seemed to be more of a lifestyle choice. I dont think many people understand that markets can also crash upwards. A healthy functioning market has a healthy return of 7% based on historical averages. a crash is what
September 30, 2024
Personal Finance
Message Board
Views: 319550 | Replies: 33317
is the pic of PPI annualized over 10 years. At what point did the economy flutter (exception of Covid) and market did not recover? I am a long term investor, so I pull back and look at the whole picture. According to FOMC, and Forbes, the current inflation rate is suggestive of a healthy economy
February 27, 2026
Personal Finance
Message Board
Views: 34067 | Replies: 2116
, but this is one time marker to help one make planning decisions. Ideally conversions should happen even earlier, the earlier - the better, but chances are that only those with $5M+ portfolios would have enough resources to pull off massive conversions. Maybe, maybe not. With lots of exercising and healthy
June 19, 2025
Personal Finance
Message Board
Views: 407 | Replies: 16
for the first year ever. Since i graduated I would put those true ups on my student loan, then my cabin, and most recently my car. Aside from my house my debts are paid and I feel like the office has great momentum going into the new year and I feel healthy and happy and eager to work. Looks like i'll start
December 19, 2021
Personal Finance
Message Board
Views: 53283 | Replies: 1995
this summer but I told him that I am not promising anything. Some people's kids. I feel the same way. Its probably not healthy though. Read a study A personalities got way higher risk og heart attacks and all cause mortality.. makes sense. Kinda lack an off switch. 3 of my closer dentists friends dropped
April 12, 2022
Personal Finance
Message Board
Views: 2789 | Replies: 83
that. If you are a dentist retiring at 60 and healthy, or an average person retiring at 65-67 and not very healthy, your needs will definitely vary. Also, if you have ~$6M saved or so, vs. less than $250k for an average person, you can live off of your interest without dipping into the principal, so
October 16, 2017
Personal Finance
Message Board
Views: 319550 | Replies: 33317
. too easy for Carlos.. 22 yrs of age , youngest to win the career Grand Slam and 7 GS titles. If he can stay healthy can win a closest full of GS titles !! only Sinner is in his class. Over the last 2 yrs he's 4-1 Vs Nole . 4-0 in GS events in which Nole has taken a grand total of 2 sets off him , lol
February 01, 2026
Personal Finance
Message Board
Views: 169 | Replies: 13
for, what healthy economies have generally, and the US has had very very few deflationary periods. 1-3% annual inflation is a breeze to deal with compared to any level of deflation. Either inflation or raise taxes to fund the deficit When in U.S. history were the highest and lowest inflation rates?
December 05, 2023
Personal Finance
Message Board
Views: 319550 | Replies: 33317
if we are in a bear market. Shorts always cover before the weekend when there's a huge selloff like we just had. Yawn It is pretty crazy though how the indices are pretty much unscathed even with all the carnage underneath It's the broadening of the market, honestly it's very healthy for the market
February 09, 2026
Personal Finance
Message Board
Views: 2212 | Replies: 102
fewer cars if it was realistic. Fewer cars on the road, less reliance on fossil fuels or electricity, a healthier population, etc. More money in their budgets for dentistry yay. It would require a culture shift and at this point, culture shifts basically have to be forced down our throats because our
April 06, 2025
Personal Finance
Message Board
Views: 347 | Replies: 4
, $3 million asset, $100k after tax income, healthy with platinum healthcare for life?! That's NOT enough. Keep working until 85yo then fully retire into the next dimension. Keep doing what you're doing. Work as little or as much as you want. Seems to be working......
May 12, 2018
Personal Finance
Message Board
Views: 319550 | Replies: 33317
in love with a stock. People should be careful not to fall in love with a stock. Yeah, this is one of those times where I feel like Im at the top of the rollercoaster before it does that whipsaw going down. Im still in it, but I do keep a healthy cash position always I've been into metals and mining
October 15, 2025
Personal Finance
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