Personal Disability Insurance: What Every Dentist Needs to Know

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Ivan M. Kirshner, DDS, Personal Disability Insurance: What Every Dentist Needs to Know
Speaker: Ivan M. Kirshner, DDS
CE Credits: 1
Format: PDF
If you ask most dentists what their most valuable asset is, they will usually talk about their home or their practice. Occasionally, there might be an investment or retirement account that is mentione...more
  • 5.0 (1 Review)
  • Released: 12/1/2012
  • Expiration Date: 6/30/2022
  • Review Date: 6/30/2019
CE Details
Credit Details
This electronically delivered self-instructional program is designated for 1 hour of CE credit by Farran Media.
AGD Code: 552.

There is no fee to view this course. There is a fee of $36 to take the exam and claim CE credits for this course.

Synopsis:
If you ask most dentists what their most valuable asset is, they will usually talk about their home or their practice. Occasionally, there might be an investment or retirement account that is mentioned. Always overlooked, however, is the investment in time and dollars made in their education. The ability to earn money working as a dentist through your professional career is worth many millions. If you use a future value calculator with the number of years it is possible to work, current earnings, a percentage figure for increases in salaries over time, and that every dollar earned can earn money, the future value is many, many millions of dollars.

In this CE article, learn about a real life situation first and then about the basics of what to look for in a personal disability insurance policy.


Description of Speaker:
Dr. Ivan Kirshner entered the financial services area in 1990 after leaving the private practice of dentistry. He attended the University of Arizona and graduated from the University of Tennessee College of Dentistry in 1968. In his first professional career as a dentist, Kirshner was in private practice from 1972 to 1990. He served as president of several dental organizations and served on the board of his local and state associations. He is a retired member of the American Dental Association, the Arizona State Dental Association and the Central Arizona Dental Association. He served two terms as a Trustee of the Arizona State Dental Association. He has volunteered his services for underprivileged children and was on the board of directors of the Crohns and Colitis Foundation of America-Arizona. Kirshner began his second career after retiring from dentistry for health reasons in 1990. He has intensely pursued classes and continuing education in finance and economics for 21 years. This has enabled him to assist hundreds of other health professionals throughout the country in a unique way that they have not been exposed to before. Kirshner has worked with and spoken to senior dental students around the country and published several articles in dental publications dealing with financial planning and insurance matters. He is considered an expert in the area of disability insurance and buy/sell planning for dental practices. Kirshner has been honored by Guardian Life Insurance Company of America as the top Disability Agent of the year and has been a member of their Leaders Club and Inner Circle for 18 years. He has also served on their executive committee two times. Ten years ago, he formed Kirshner and Klarfeld Financial Group, LLC, with his partners Michael Klarfeld, CLU, and his son, Jeffrey Kirshner, CPA, MBA, PFS. They practice together in Scottsdale, Arizona with clients around the country.

Educational Objectives:
Upon completion of this course, participants should be able to achieve the following:
  • Why you need to protect your income
  • That a protection-first philosophy is the basis of financial planning
  • Statistics are unimportant
  • Financial ratings and what to look for
  • Elective riders and what they mean

Disclosure:
The author discloses that he has financial interest in the sale of disability insurance.

CE Reviews

Overall

5.0  (1 Review)
 1 person would recommend this course to a friend.
Instructor spoke clearly and was easy to understand
5.0
Course material was informative, organized, and up to date
5.0
Course objectives were consistent with course as advertised
5.0
Perfect
dropenwider
User: dropenwider
Date: 12/6/2012
Instructor spoke clearly and was easy to understand
5
Course material was informative, organized, and up to date
5
Course objectives were consistent with course as advertised
5
Awesome.
CE Policies
American Dental Association (ADA), Continuing Education Recognition Program (CERP) provider
Farran Media is an ADA CERP Recognized Provider. ADA CERP is a service of the American Dental Association to assist dental professionals in identifying quality providers of continuing dental education. ADA CERP does not approve or endorse individual courses or instructors, nor does it imply acceptance of credit hours by boards of dentistry. Concerns or complaints about a CE provider may be directed to the provider or to ADA CERP at www.ada.org/goto/cerp. For any questions, please contact Howard Goldstein, DMD, Director of Continuing Education at hogo@dentaltown.com.
American General Dentistry (AGD), Program Approval for Continuing Education (PACE) approved, FAGD / MAGD Credit Farran Media is a nationally approved PACE Program Provider by the Academy of General Dentistry. Approval does not imply acceptance by any regulatory authority or AGD endorsement. The current term of approval extends from 1/1/2019 to 12/31/2022. Provider ID# 304396
This activity meets the educational criteria required for verifiable Continuing Professional Development under the General Dental Council Lifelong Learning scheme and represents 1 hour of verifiable CPD.

Legal Disclaimer:
The CE provider (Farran Media) uses reasonable care in selecting and providing content that is accurate. The CE provider, however, does not independently verify the content or materials. The CE provider does not represent that the instructional materials are error-free or that the content or materials are comprehensive. Any opinions expressed in the materials are those of the author of the materials and not the CE provider. Completing one or more continuing education courses does not provide sufficient information to qualify the participant as an expert in the field related to the course topic or in any specific technique or procedure. The instructional materials are intended to supplement, but are not a substitute for, the knowledge, expertise, skill and judgment of a trained health care professional.

Licensure:
Continuing education credits issued for completion of online CE courses may not apply toward license renewal in all licensing jurisdictions. It is the responsibility of each registrant to verify the CE requirements of his/her licensing or regulatory agency.

State CE Requirements:
Click Here for CE requirements by state. Please note that this information is current as of the time of listing. This information is subject to change at any time from the state boards. For the most up-to-date information, please contact your state board directly.

Refund Policy
There are no refunds for Online CE courses. Please contact technical support if you run into technical difficulty.

For any questions, please contact Howard Goldstein, DMD, Director of Continuing Education at hogo@dentaltown.com
To reap the full benefits of this CE course, the presenters (Howie Horrocks and Mark Dilatush) have agreed to create a marketing plan specifically tailored to your practice and your specific market area. Having your marketing plan printed and open while you view the course material, will greatly individualize your learning experience.
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