Leave Management for Small Offices
In this podcast Paul Edwards and Michelle Oliver discuss the need toproperly address leaves of absence for situations such as medical ortemporary disability, by including a properly written policy in youremployee handbook. Warning: Not all policies are properly written. ...  Read More
Our No Regrets Tour - 12 Months, 8 Vacations,4 Million miles and points used
12 Months, 8 vacations, 115K First Class miles flown, 15 Countries, 4 continents, and approximately 90 - five star hotel suite/villa nights later, our "No Regrets Tour" begins its second year. It's was a pretty amazing first year. While it started with the passing of my mother while we were in...  Read More
Living an Abundant Life with Dr. Bill Blatchford : Howard Speaks Podcast #65
Is it possilbe to work less days and make more money? Can vacations boost productivity? Should new graduates take out more loans to buy a practice? Dr. Bill Blatchford answers these questions and more in this hour podcast interview with Dr. Howard Farran.Stream Audio Here: ...  Read More
Recharging My Batteries
Do you ever feel like a hamster on a wheel? Going, going, going, with little time for rest? It is nice to take a break, find relaxation and get rejuvenated. Vacation was just what was needed!Twenty-three years ago, my husband and I were married on Kauai, in a beautiful Japanese garden on a golf...  Read More
Vacation Policy
The following is the vacation policy I recommend for your dental office general policy manual. As with all HR policies check with your attorney or a local HR pro to ensure your policy is complaint for your state and federal laws as they often change:VACATIONSAnnual paid vacation is a benefit...  Read More
Summer Travel...Do Not Forget Dental Hygiene
Summer is just around the corner which means school is out and traveling for many families. It is easy to overlookwhen on the road and forget to pack the essentials to maintain healthy teeth and gums. Below you will find some essentials to pack to ensure you keep up your dental hygiene while having...  Read More
Updated 10/23/13: Virtually Unlimited Free Domestic Coach Tickets For Two People On SouthWest and Air Trans  For Up To 4 Years - Final Days!
Updated today 10/23/13:The Southwest Companion pass is the best airline perk around for Domestic Coach travel. If you have been waiting to sign up for this duo of Southwest credit cards, now is the best time to sign up, but you have to time your purchases PRECISELY to get the maximum of two full...  Read More
Top Secret Way to Hyatt Diamond Status For Suite Upgrades, Free Breakfast and More
Earning top tier hotel status often means spending 50-75 nights per year with one hotel chain. Hotel chains heavily reward their top elites with things like suite upgrades, club floor access for free snacks and drinks, free internet and free breakfasts. As Dentists we don't generally travel for...  Read More
Should I Continue Blogging Here About Miles and Points?
For two months I have been blogging HEREon the topic of how to accumulate hundreds of thousands, even millions of points in a single year to be used for Travel with little or no money. I don't profit in any way. All I need is some thanks and the knowledge that I am helping someone out there with...  Read More
New Big Points Offer Chase Business Cards - 6 Days ONLY Until 6/22/13 - FREE 6 Nights in Paris Anyone?
Every Dentist should own these two credit cards. Don't miss this limited time offer from Chase Bank. For 6 days ONLY, Chase is offering 60,000 Ultimate Reward points as a signup bonus on both its INK Bold and INK Plus cards. Signing up for both cards will net 120,000 very valuable Ultimate Rewards...  Read More
Shortcut to Hilton and Hyatt Top Elite Status- Free Suite Upgrades, Free Internet, Free Breakfast and More
I've made no secret why It is because of the way they treat their elites. Elites get free upgrades, free internet, and accelerated points earning which earn free nights faster. It may sound silly, but one of my guilty pleasures when I am on vacation is to enjoy a great breakfast. It's even better...  Read More
St. Regis Bal Harbour For Under $100/night- Part Two and Other Starpoints Usage
At any one time I may have as many as 5 or 6 credit cards in my wallet. Which one I use depends on what the expense is. For restaurants and travel related expenses I most often use my Chase Sapphire Preferred card for its 2X Ultimate Reward points. For gas, office supplies, telecom, cable, and...  Read More
How to Stay at Resorts Like The St. Regis Bal Harbour For Under $100/night. Part One
The St. Regis Bal Harbour in South Florida in high season sells for $1000/night or more. I was looking this pastHoliday weekend for a destination where my wife and I could travel on a long weekend next Winter. We have week-long vacations and long weekend getaways planned every month through the end...  Read More
Why You Should Stop Using Your Airline and Hotel Credit Cards - NOW !!!
If you've been putting your everyday spending on your Airline or hotel credit card, you have been wasting your spending dollars on programs that SEVERELY limit your ability to travel . Airlines and hotels are in the business of making money. Frequent flyer and hotel loyalty programs are a big...  Read More
How To Score a $25,000/ Week Beach Villa Using Two Two Credit Card Sign Up Bonuses
If you've been following along with me for the past couple weeks, then you know the secret to FREE or very low cost travel lies in credit card sign up bonuses and focused credit card spending.In January 2013 my wife and I stayed in a $4300/night villa on the beach in Mexico with our own private...  Read More
The Best Travel Credit Cards to Own Right Now
Here are what I consider to be the best travel credit card sign up bonuses at the present time. Which ones you should apply for depend on your spending habits and your travel aspirations. The two most important things that everyone needs to do before embarking on this process is 1) to have a...  Read More
The Three Types of Credit Cards Dentists NEED to Own To Maximize Free Travel
There are three basic kinds of credit card that every Dentist needs to own. Notice that I said own. I did not say use. A prime example ofa credit cardNOT to use for spending is your branded Hotel (Like Marriott) or airline card (like US Air) unless you need to meet some kind of spending requirement...  Read More
Myth Busted: Why Having Multiple Credit Cards Has Little Effect on Your Credit Score
One of the most common questions I get asked about applying for multiple credit cards is "won't it effect my credit score?"The answer to that is slightly complicated, but I will break down exactly what goes into a credit score and how over time, the effects will be minimal. In fact, MANY people...  Read More
The Two Credit Cards Every Dentist Should Own
I get asked all the time what is the best credit card to own. First of all there is a BIG difference between cards to own and cards to actually use for spending. I will expand on that topic another time. There is no universal answer to the best card as it really depends on whether you prefer cash...  Read More
Credit Card Sign Up Bonuses - Your Ticket To Free Travel
This will be the first in a series dedicated to teaching you how to earn millions of hotel points and airline miles each and every year. I'm sure most of you probably already have a branded hotel or airline card in your wallet or purse right now. That's great, but you are probably leaving hundreds...  Read More
How To Travel the World for Little or No Money
I begana seriousventure into free travel a little more than a year ago.Prior to that time I had accumulated over 3 million American Airline miles over many years mostly through office Credit card spending. With the miles I had earned, I was able to book airline travel for me and my family at least...  Read More

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