The sequence of steps for past due accounts is as follows:
2. Patient Call
3. 2nd Statement with note or letter
4. Patient Call
5. Past Due Letter
6. Patient Call
7. Last Notice – Demand Payment Letter. If no response after last notice, send memo to the doctor for review.
8. Collections/Legal Action
Below are several samples of the above letters. Follow these guidelines, but if you feel it would be appropriate, write a personal letter.
Allow two weeks between actions. For instance, if you send a statement to a patient, give him two weeks to respond. At that time if he hasn't called or sent a payment, then he should be called.
Whenever you talk or write to a patient, find out all you can about that person from the prior contact note. For instance, if the treatment chart has a notation in it saying the patient just had a baby, start the letter or conversation by saying:
"Hi, Janet! Congratulations on your new baby! That's great! Did you have a boy or a girl?" Then gently go into the reason you are writing or calling.
It is always more effective to start a conversation or letter in this fashion. This way, the patient gets the feeling that he/she is not just a dollar sign to you and that you really do care about him/her. The patient will also be much more apt to pay you than if you just said, "You owe $100.00. Payment is past due!”
The longer you work here, the more you will get to know the patients and the easier it will be to put a personal touch in your collection techniques.
A statement is the first correspondence from our office to a patient who has an account balance. The following are some examples of what could be written on the bottom of a statement or in a personal letter to the patient.
Dear Mrs. Jones,
We just received the final payment from your insurance company for your bridge. They paid a little less than what was estimated, so you now have a small balance of $37.00. If you have any questions, give me a call. Otherwise, I've enclosed an envelope for easy payment today!
Dear Mr. Jones,
Thanks for your $20.00 payment on September 7th! This is just a reminder that your next payment of $50.00 is due on September 21st.
Our original agreement was for you to pay $50.00 every two weeks. Let's stick to that as closely as possible and your bill will be paid off in no time!
Dear Miss Jones,
Hello! How have your travels been? I'll bet it has been fun! Your insurance company has mistakenly sent a $675.00 insurance payment for your dental work to you instead of to our office. I doubt you've seen it yet, because you've been out of town. When you get home could you please send it in to us? Or better yet, come on in and drop it off. We'd love to hear about your travels! Also, you have a very small balance of $6.50. You can just enclose that in the same envelope.