Disability Claim Tips With Ed Comitz, Esq.
Disability Claim Tips With Ed Comitz, Esq.
This guide is intended as a practical resource for dentists who think they might want to file a disability claim. Check in regularly for new claim tips.
Edward Comitz

In this post, we’ll be taking a look at one of the common misconceptions dentists have about their disability policies.If you have applied for disability insurance yourself, you know that part of the underwriting process involves you disclosing your profession (i.e. dentistry), and you may also be...  Read More
In our last two posts, we discussed the importance of knowing when to file a disability insurance claim, and explained that certain actions dentists take before filing can make collecting benefits more difficult or even result in the denial of a claim. In this final post in this series, we will...  Read More
In our last post, we discussed the importance of knowing when to file a disability insurance claim, and explained that certain actions dentists take before filing can make collecting benefits more difficult or even result in the denial of a claim. In this post, we’re going to talk about a few more...  Read More
In our experience, many dentists we speak with put off filing a disability claim, even when they know in their heart that they’ve reached the point where they need to step away from practicing. Some dentists are reluctant to stop practicing because it has long been part of their identity, they...  Read More
In our last several posts we have discussed how anxiety among dentists is quite common and can reach a level that may require stepping away from dentistry and filing a claim. In this final post in this series, we will be examining some of the common challenges experienced by dentists who file...  Read More
By the time they finish dental school, most dentists are familiar with the concept of "burn out" and recognize that they have chosen a profession that can be particularly stressful at times. In fact, many of the dentists we consult with initially describe what they're experiencing as "burn out."...  Read More
This is another common question our office receives from dentists who suffer from anxiety and/or panic attacks and are thinking about filing a disability claim.  Generally speaking, in our experience, we find that insurance companies subject mental health claims to heightened scrutiny, and that...  Read More
Our office receives numerous calls from dentists experiencing anxiety and/or panic attacks wanting to know whether they can file a disability claim under their policies, and asking us to evaluate the likelihood of success if they do file. The short (but admittedly not that satisfying) answer is,it...  Read More
Most dentists know that if they file a disability claim, there’s going to be an investigation. Many dentists have heard stories about surveillance, or biased medical examiners, but tell themselves, “that won’t happen to me, because I’m filing a legitimate claim.” They...  Read More
When you make the difficult decision to stop practicing and file a disability claim, the first step is to request the claim forms from your insurer. Each disability company has its own set of claim forms, and some companies have multiple sets of claim forms for specific types of policies (e.g....  Read More
In our last post, we noted that dentists are much more likely to become disabled than other professionals. At the same time, dentists’ claims are often targeted for denial because they (1) have high benefit amounts and (2) usually involve occupation-related slowly progressive musculoskeletal...  Read More
If you’re a practicing dentist, the answer is a resoundingyes, as there’s a high likelihood that you’ll have to file a disability claim at some point in your career. Studies have shown that a majority of dental students experience chronic musculoskeletal pain by their third year...  Read More

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